Have you noticed this? - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Sir Nuke · 10-28-2024, 08:46 AM

this is very common at some of the gas stations around here, credit is .10 cents/gal more. but thats the only places upcharge for using your card.

Joe.G · 10-29-2024, 06:15 AM

NY ha been doing this for a while and during the Covid non sense it really picked up. Now Every where you go has a tip Jar, and a lot of places don't even list 15 % on the bill it now suggests 20 % and higher.

I have no issue tipping, I'll tip people that typically don't get tips but I don't want to be made to feel like I have to.

I tend to go out to eat a lot, Since Covid a lot has gone down hill, food quality and quantity have gone down and price has gone up and service has gone down hill. I have zero issue tipping well for good service even if they messed up but were trying, but there are times they are rude and obviously don't care and then I don't care to tip well.

BBQdDude · 10-29-2024, 12:11 PM

I saw this at my dealership.

What i found out is if I use my DEBIT card and not a credit card they do not charge me the 3%.

kevint · 10-29-2024, 02:55 PM

Quote:

Originally Posted by Sir Nuke

this is very common at some of the gas stations around here, credit is .10 cents/gal more. but thats the only places upcharge for using your card.

Yeah, this has been a thing at gas stations here in Jersey forever. I saw non-gas places implement lower limits on credit purchases, something like $5 for mastercard and visa, and $10 for amex. One time I ordered a few slices for pizza for takeout and ended up leaving without my order because I didn't meet the credit minimum.

Mr_Draco · 10-29-2024, 04:16 PM

Quote:

Originally Posted by BBQdDude

I saw this at my dealership.

What i found out is if I use my DEBIT card and not a credit card they do not charge me the 3%.

This is because currently, it is illegal in all 50 states to charge the surcharge on bank debit cards and pre-paid credit cards.

Joe.G · 10-29-2024, 04:59 PM

They still charge my Debit Card the 3%, I'd like to read where it is illegal so I could address it.

Danial · 10-29-2024, 11:07 PM

Quote:

Originally Posted by Mr_Draco

This is because currently, it is illegal in all 50 states to charge the surcharge on bank debit cards and pre-paid credit cards.

It's charged everywhere in Oregon and Nevada on debit cards.

Mr_Draco · 10-30-2024, 04:54 PM

Quote:

Originally Posted by Joe.G

They still charge my Debit Card the 3%, I'd like to read where it is illegal so I could address it.

Quote:

Originally Posted by Danial

It's charged everywhere in Oregon and Nevada on debit cards.

Look up the Durbin Amendment of the Dodd-Frank Wall Street Reform and Consumer Protection Act. This is a federal law.

"For debit cards and prepaid cards, surcharging is prohibited—even when the card is run as a signature-based transaction without the PIN.

This restriction was implemented by the Durbin Amendment of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Durbin Amendment refers specifically to debit card transactions."

Joe.G · 10-30-2024, 05:10 PM

Gotcha wonder how to go about getting that enforced

Danial · 10-30-2024, 09:50 PM

Quote:

Originally Posted by Mr_Draco

Look up the Durbin Amendment of the Dodd-Frank Wall Street Reform and Consumer Protection Act. This is a federal law.

"For debit cards and prepaid cards, surcharging is prohibited—even when the card is run as a signature-based transaction without the PIN.

This restriction was implemented by the Durbin Amendment of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Durbin Amendment refers specifically to debit card transactions."

Maybe so, but that doesn't stop them from charging the surcharge. I guess one could pay a lawyer a buttload of cash to fight a 3% charge on a 12 buck convenience store charge or just pay it and move on..

Danial · 10-30-2024, 09:51 PM

Quote:

Originally Posted by Joe.G

Gotcha wonder how to go about getting that enforced

It'll never happen.

John_C · 10-31-2024, 03:44 AM

Quote:

Originally Posted by Danial

It'll never happen.

Class action lawsuit will break them of it. You won't get anything though.

Mr_Draco · 10-31-2024, 04:30 PM

Quote:

Originally Posted by Joe.G

Gotcha wonder how to go about getting that enforced

The FTC enforces it. Just contact them and tell them you have a merchant violating the Durbin Amendment.

10-28-2024, 08:46 AM	#15
Sir Nuke Master of All Things Drives: '26 Corvette Stingray Join Date: Jul 2009 Location: Southeast of Houston, Texas Posts: 22,748 View My Garage	this is very common at some of the gas stations around here, credit is .10 cents/gal more. but thats the only places upcharge for using your card. __________________

10-29-2024, 06:15 AM	#16
Joe.G Drives: 2014 2SS/RS 6SP Ashen Grey Join Date: Aug 2021 Location: NY Posts: 1,804	NY ha been doing this for a while and during the Covid non sense it really picked up. Now Every where you go has a tip Jar, and a lot of places don't even list 15 % on the bill it now suggests 20 % and higher. I have no issue tipping, I'll tip people that typically don't get tips but I don't want to be made to feel like I have to. I tend to go out to eat a lot, Since Covid a lot has gone down hill, food quality and quantity have gone down and price has gone up and service has gone down hill. I have zero issue tipping well for good service even if they messed up but were trying, but there are times they are rude and obviously don't care and then I don't care to tip well. __________________ GM 3.91/TrueTrac OEM ZL1 Rims, 6 Piston Brakes & Side Skirts.ACST4 Splitter/Deflectors NPP M2W,GM Short Throw,GPI Ported Rod Mod,BO White PTB,CAI/JRE Scoop, GC Aluminum DS,Stainless Works Ceramic LTH/HiFlo Cats, Hotckis 1" Springs & Chassis Max Brace BMR Adjustable Swaybars,Trailing Arms, Adjustable Toe Rod, LCA & Z28 UCA Bushings Hendrix Solid Cradle Bushings Pedders Radius Rod Inserts Strut tower brace, Moroso Catch Can,SCT X4 Dynosteve,Remote Clutch reservoir,Hero Smoked Tail and 3rd Brake Light, Diode Dynamic SL1 Fog Lights AeroForce Dual gauge/Autometer pillar mount.

10-29-2024, 04:59 PM	#20
Joe.G Drives: 2014 2SS/RS 6SP Ashen Grey Join Date: Aug 2021 Location: NY Posts: 1,804	They still charge my Debit Card the 3%, I'd like to read where it is illegal so I could address it. __________________ GM 3.91/TrueTrac OEM ZL1 Rims, 6 Piston Brakes & Side Skirts.ACST4 Splitter/Deflectors NPP M2W,GM Short Throw,GPI Ported Rod Mod,BO White PTB,CAI/JRE Scoop, GC Aluminum DS,Stainless Works Ceramic LTH/HiFlo Cats, Hotckis 1" Springs & Chassis Max Brace BMR Adjustable Swaybars,Trailing Arms, Adjustable Toe Rod, LCA & Z28 UCA Bushings Hendrix Solid Cradle Bushings Pedders Radius Rod Inserts Strut tower brace, Moroso Catch Can,SCT X4 Dynosteve,Remote Clutch reservoir,Hero Smoked Tail and 3rd Brake Light, Diode Dynamic SL1 Fog Lights AeroForce Dual gauge/Autometer pillar mount.

10-30-2024, 05:10 PM	#23
Joe.G Drives: 2014 2SS/RS 6SP Ashen Grey Join Date: Aug 2021 Location: NY Posts: 1,804	Gotcha wonder how to go about getting that enforced __________________ GM 3.91/TrueTrac OEM ZL1 Rims, 6 Piston Brakes & Side Skirts.ACST4 Splitter/Deflectors NPP M2W,GM Short Throw,GPI Ported Rod Mod,BO White PTB,CAI/JRE Scoop, GC Aluminum DS,Stainless Works Ceramic LTH/HiFlo Cats, Hotckis 1" Springs & Chassis Max Brace BMR Adjustable Swaybars,Trailing Arms, Adjustable Toe Rod, LCA & Z28 UCA Bushings Hendrix Solid Cradle Bushings Pedders Radius Rod Inserts Strut tower brace, Moroso Catch Can,SCT X4 Dynosteve,Remote Clutch reservoir,Hero Smoked Tail and 3rd Brake Light, Diode Dynamic SL1 Fog Lights AeroForce Dual gauge/Autometer pillar mount.

10-29-2024, 12:11 PM	#17
BBQdDude Drives: 2010 Chevy Camaro 2SS RS Join Date: Jun 2011 Location: Columbus, Oh Posts: 364	I saw this at my dealership. What i found out is if I use my DEBIT card and not a credit card they do not charge me the 3%.