Damaged dealer loaner..

[DvKillar]

Originally Posted by ShadowYYZ

and... today we are expecting another thread of hail. Greetings from oklahoma -_- and.. im at work and as expected no garage parking xD..

sigh today will be interested. It is crazy they would try to hold me accountable for mother nature. Now, i'd understand if you know.. I wrecked it or you know.. hit something etc..

Tell me about it! narrowly avoided last night's round.. and more coming, hopefully after I nestle Anna in the garage!

[18LTLoveIt]

Acts of nature are out of your responsibility. The dealer can dent wizard them.

[BMR Sales]

Originally Posted by 13LTLoveIt

Acts of nature are out of your responsibility. The dealer can dent wizard them.

He had possession of the car, I'm sorry but it's his responsibility

[18LTLoveIt]

No way, I'd fight it like hell. He didn't request a hail storm.

[jrpimp00]

You guys are funny as crap. If it were your car and it happen while at the dealership yall would be holding them responsible. Sorry OP, but its on you. Just be up front with them, they might not even care

[Rusty35]

Originally Posted by 13LTLoveIt

No way, I'd fight it like hell. He didn't request a hail storm.

So you believe he is only responsible for damage he requested?
That would mean that he is responsible for any damage the dealer causes because he requested them to work on it.

[Rusty35]

Originally Posted by partlowr

Give the car back to them VERY dirty, I'm talking go drive it around a dusty field if the dents are as small as you describe they will never notice. Once you drop off the car and it leaves your possession and it goes unnoticed at the time you turn it back in it becomes their problem. At that point there is no way for them to prove the damage happened while you had it, it would never stand up in court.

If they do call you out on it, it would most likely only be a couple hundred bucks to have a paintless dent company pop them out, those guys can work wonders. Either way I would not sweat it.

So
don't man up and do the right thing?

[CamaroFred]

If you loan a car to a friend and it comes back with a dent wouldn't you expect him to pay for it, and visa versa?

If you have insurance your insurance covers you no matter who's car you
are driving.

Many years ago an uncle of mine was a salesman for large insurance company. The company provided cars to the salesmen.

He gets into a fender bender one day. My uncle had no insurance because he didn't own a car. The company had assumed that all the salesmen would have their own insurance so they did not insure the cars.
Hahaha, an insurance company that didn't insure their own vehicles

I imagine that in the long run, even paying out of pocket for the accident my uncle was involved in, the company still came out ahead of paying premiums on all the cars they owned. While all their salesmen who had their own insurance would take a hit with increased rates if their insurance had to pay out for a claim on a company car.

[Mr_Draco]

Originally Posted by CamaroFred

If you have insurance your insurance covers you no matter who's car you are driving.

False.

Talk to any insurance company and they will tell you they cover the car, not the owner. If you are driving someone elses car and you cause an accident and get hurt, it is not on your insurance company to cover the injuries and damages. It is on the insurance company of whoever owns the car.

[ripped103]

when you rent a car,they show you the size of the damage thats acceptable.if you can barely see it your fine.just dont say anything and you will be fine and even if they happen to see it your fine since there so small.u

.

[ARCTIC]

Originally Posted by paul84043

Geezus.. I'm glad I don't live in hail country..

The Hail usually comes right before the tornado We have had hail 2 weeks in a row. My car and all of my vehicles have luckily been inside. They pretty much know at work that if the weather is looking nasty.... I'm GONE I'm not letting my car/trucks get dented up. Call my cellphone if you need me

[jc615]

All I can say is wow. Everyone jumps,on dealerships for being dirtbags but people are telling him to hide the dents and act like nothing happened? Not sure what more to say.

[Smokin19]

Just remember this one thing called............KARMA. Do whats right.

[MrChrisLS3]

Originally Posted by Mr_Draco

False.

Talk to any insurance company and they will tell you they cover the car, not the owner. If you are driving someone elses car and you cause an accident and get hurt, it is not on your insurance company to cover the injuries and damages. It is on the insurance company of whoever owns the car.

This may vary from state to state, but I think typically, the collision/comprehensive follows the car and liability follows the driver. However, I think there is a difference between borrowing a friends car and driving a rental or a loaner from a shop. Insurance policies typically cover you if your car is being repaired.

If the op damaged the car in an accident, or ran over or into something, thus caused the damage himself, then yes, he is on the hook. But this is a little different, as he didn't cause the damage, it was a weather event. Now, while he may not be on the hook to repair their car in this case, he may be having to file a claim on his own if it got caught in the same storm while sitting outside at the dealership.

Either way, now is a good time for the OP to call his agent and ask this question.