Two Accidents :( (Pictures). - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

*Camaro_Corvette* · 11-21-2009, 12:36 AM

TWO! THat sucks!

MotorCityAgent · 11-21-2009, 12:50 AM

Quote:

Originally Posted by Dboy23

Twice, both times not my fault, the first time I was on my way to school (quarter mile away) some dumb ass in a truck (Silverado I think?) swerved into me and than pulled into a side street and took off.

The second time I was in the middle lane and some dumb lady in an F250 had her side mirror folded in (not sure why) and hit me.

Both times police were called, didn't go through the insurance, both accidents together cost me $1,500 out of pocket, would have cost me $1,000 with the insurance (two $500 deductibles) but I'd rather not have my rates go up.

Bro, you need to switch your collison coverage to "broad". You don't pay your deductable if the accident is not your fault. If costs a little more but it would have surely been worth it in your situation. If you need a great agent let me know, mine is absolutley awesome.

MotorCityAgent · 11-21-2009, 01:00 AM

Quote:

Originally Posted by Dboy23

I tried trust me, but in Michigan there's no-fault insurance, everyone's insurance pays for their car.

Dboy23 is correct. Welcome to MI insurance regulation guys. I've been in the insurance industry for yearssssssssssss (thus the name).

Dboy23 · 11-21-2009, 01:11 AM

Quote:

Originally Posted by MotorCityAgent

Bro, you need to switch your collison coverage to "broad". You don't pay your deductable if the accident is not your fault. If costs a little more but it would have surely been worth it in your situation. If you need a great agent let me know, mine is absolutley awesome.

I have broad but it only covers it if the car was not being operated.

MotorCityAgent · 11-21-2009, 08:23 AM

Quote:

Originally Posted by Dboy23

I have broad but it only covers it if the car was not being operated.

Not true buddy.

Dboy23 · 11-21-2009, 09:45 AM

Quote:

Originally Posted by MotorCityAgent

Not true buddy.

That's what my policy covers.

Ghost Rider · 11-21-2009, 10:11 AM

Quote:

Originally Posted by amanc96

I would of chased down the Silverado!

skuttduck · 11-21-2009, 10:18 AM

Quote:

Originally Posted by MotorCityAgent

Dboy23 is correct. Welcome to MI insurance regulation guys. I've been in the insurance industry for yearssssssssssss (thus the name).

I had a hit and run on my Camry. Because of the police report I didn't have to pay the deductable.

The person turned their ford truck too sharp in the parking lot and did this to my bumper. Some patrons got the license plate, and I'm sure they got a nice fine for that.

Dboy23 · 11-21-2009, 10:33 AM

Quote:

Originally Posted by skuttduck

I had a hit and run on my Camry. Because of the police report I didn't have to pay the deductable.

The person turned their ford truck too sharp in the parking lot and did this to my bumper. Some patrons got the license plate, and I'm sure they got a nice fine for that.

Was your car parked? If so than yes you won't have to pay for the deductible, but not if you were driving.

ELM2010 · 11-21-2009, 10:36 AM

OMG.. people keep telling me I shouldn't get a red one because red cars get hit more often! I keep seeing accident pics of red Camaros... Of course, I did get a red one... uh-oh ....

anyway... sorry to see you got it twice.....

skuttduck · 11-21-2009, 10:42 AM

Quote:

Originally Posted by Dboy23

Was your car parked? If so than yes you won't have to pay for the deductible, but not if you were driving.

Yes the car was parked and I was inside enjoying my pizza when it happened.
I took these pictures the next day after I drove it home.

alfie43 · 11-21-2009, 10:42 AM

Dboy23
Which shop did your collision work? I live in Michigan.
Alfie

Dboy23 · 11-21-2009, 11:04 AM

Quote:

Originally Posted by alfie43

Dboy23
Which shop did your collision work? I live in Michigan.
Alfie

Car Stop in Oakpark. It's owned by a relative of mine, they only do insurance work though (except for mine) but trust me their work is AMAZING, they really do take their time. I had three shops look at it after the accident and not one could tell me what part was repaired, I just got it back this Thursday again, still needs to go back to them for detailing/buff/polish, if you'd like I can get you their phone number.

Dboy23 · 11-21-2009, 11:05 AM

Quote:

Originally Posted by skuttduck

Yes the car was parked and I was inside enjoying my pizza when it happened.
I took these pictures the next day after I drove it home.

I previously had a Grand Prix that was hit outside of my friends house (hit and run) and I didn't have to pay a deductible, what he's trying to say is even if I'm driving I don't but that's now how it works.

11-21-2009, 12:36 AM	#15
Camaro_Corvette 36.58625, -121.7568 Drives: Team 1LE Join Date: Mar 2008 Location: Earth Posts: 23,710 View My Garage	TWO! THat sucks! __________________ I am seriously never serious vv V vv Next order of business

11-21-2009, 10:42 AM	#26
alfie43 Drives: S/C 2SS/RS Camaro-6M-VicRed Join Date: Aug 2009 Location: Alfie (Mariano) lives in Shelby Twp, Metro-Detroit Posts: 1,119 View My Garage	Dboy23 Which shop did your collision work? I live in Michigan. Alfie __________________

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11-21-2009, 10:36 AM	#24
ELM2010 Drives: SS RS Victory Red Black Stripes Join Date: Sep 2009 Location: Tucson/Marana Posts: 84	OMG.. people keep telling me I shouldn't get a red one because red cars get hit more often! I keep seeing accident pics of red Camaros... Of course, I did get a red one... uh-oh .... anyway... sorry to see you got it twice.....