Progressive Insurance Quotes - Page 4 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

trm0002 · 12-29-2008, 11:37 PM

It would help those reading this to know the "background" of us and the coverages we have. 18 years old, first sports car, 2 speeding tickets, and 50/100k coverages is not:

(me)
42 years old,
5th sports car,
no accidents or violations (in like 15 years),
married 13 years,
own a house,
with a garage,
in a low-crime area,
with 300/500k liability,
100k property damage,
250/500k supplementary uninsured/underinsured motorist,
and 250 deductibles with full glass

2RS/SS Camaro quoted preliminarily by Geico (not yet in their system) at $383 every 6 months. They used car value of $36,050 for now. I could probably insure the car for $250 every 6 months by dropping coverages to minimums and jacking the deductibles. We have to compare apples to apples...

kdbolt70 · 12-30-2008, 08:58 AM

Just ran it through progressive. They quoted me at $2367 for 6 months. What a load of crap. That's almost 5k a year.

trm0002 · 12-30-2008, 09:55 AM

Quote:

Originally Posted by kdbolt70

Just ran it through progressive. They quoted me at $2367 for 6 months. What a load of crap. That's almost 5k a year.

Run a Corvette through Geico. It won't be more than that. Or run a Challenger SRT through Geico. Let us know the difference if you don't mind...

kdbolt70 · 12-30-2008, 10:18 AM

Quote:

Originally Posted by trm0002

Run a Corvette through Geico. It won't be more than that. Or run a Challenger SRT through Geico. Let us know the difference if you don't mind...

Ran it through Geico, much better as far as I can tell. A 2009 Corvette Coupe runs me about $975/6 months. Thats with 50/100k liability, 20k property liability, 500 collision and comp deductible. I'm 22 with one accident 3 years ago. The big difference in prices was the collision coverage. It was roughly $1700/6 mo with progressive, and its $506/6 mo with Geico. Granted they are different vehicles, but I thought the vette would be more, not less.

MerlinZero · 12-30-2008, 12:19 PM

Wow, suprising.

I have my Subaru right now through Geico at about 250 a month.

If I go to progressive, I can put the 2010 Camaro and my 1990 Geo on for 254 a month.

edesign · 12-30-2008, 07:54 PM

trm, thanks...you are right about weighing the cost of a lower deductible vs a higher, a little bit of simple math and anyone should be able to figure out which is a better deal. Great point

kdbolt...$2600 for 6 months? Pray tell, what exactly did you pick for coverage and how is your driving record/age? I'm really curious as that sounds extraordinarily high!

kdbolt70 · 12-31-2008, 01:36 AM

Quote:

Originally Posted by edesign

kdbolt...$2600 for 6 months? Pray tell, what exactly did you pick for coverage and how is your driving record/age? I'm really curious as that sounds extraordinarily high!

See the attached image. I am 22 with a single accident on my record just under three years ago. Notice the collision is sky high in this quote.

Edit: I dropped my accident and re-ran the quote. The collision dropped $400, but my premium is still $1723/6mo

edesign · 12-31-2008, 01:48 AM

Good god...that is disgusting :( I think I need another beer after seeing that! I have that accident I mentioned above that falls off in March, I'll have to run a quote of my own just to see but I just turned 30 back in October so the age thing should be the only difference.

On a side note, I would seriously consider upping your liability coverage for medical. $50,000 per person and $100g's total isn't going to go very far in a serious accident and you do NOT want to get stuck with paying someone else's huge medical bill. I carry $100g's per person and $300g's total and am even considering upping that. One of the mechanics where I work got hit on his motorcycle (Harley) one morning turning off the service road to work. The guy behind him driving a Ford FX4 didn't notice him slowing down and slammed in to him from behind doing about 50-55MPH...the first day at the hospital maxed out the guy's insurance! That was when I raised my liability up from the state min of $10g/$20g...

I'll let you know what I get quoted tomorrow, thanks for posting that screenshot (OUCH!).

brantley847 · 12-31-2008, 02:16 AM

Quote:

Originally Posted by kdbolt70

See the attached image. I am 22 with a single accident on my record just under three years ago. Notice the collision is sky high in this quote.

Edit: I dropped my accident and re-ran the quote. The collision dropped $400, but my premium is still $1723/6mo

2200? is that for multiple vehicles? if I get quoted for that I wont be getting the camaro, I love this car but I will not be paying 5k a year. Load of horse s---....

*TAG UR IT* · 12-31-2008, 03:09 AM

If USAA jacks up my rates.....

TaylorRyanSS · 12-31-2008, 04:30 AM

I got a brand new stang when I turned 16 and the insurance was sooo high. So we put my "main car" that I drive is my grandmas '92 Paseo and that my grandma drives the stang, but I was still covered since I was put down that I also drive all the cars occasionally. Just a tip for all those younger camaro buyers like me

MerF · 12-31-2008, 09:51 AM

Did mine for fun, and it came to about $1,00 for 6-months for me and my wife with the Trailblazer and the SS. That's a bit high, but my wife is <25 and without the greatest record!

War Eagle · 12-31-2008, 10:12 AM

Someone asked about the GT 500. I am 60 years old and my 2009 GT 500 is $389 for six months. Coverage is 100/300 with 1,000,000 liability umbrella. No accidents or tickets last 25 years.

My 2007 Lincoln MKX is $379 for six months, did not look up my truck yet. I am curious what they will charge me for the SS but I am thinking it will be around $375.

I think State Farm is on average lower than Geico or Progresive.

Steve

Numero_uno · 12-31-2008, 10:38 AM

Eep! :( I hope I luck out with my insurance company. If I end up paying out of my ears for insurance I might have to reconsider buying this Camaro for a few years. 21 yrs old with 1 time getting rearended and one ticket. I'm getting the V6 tho so that should help me out.

12-30-2008, 08:58 AM	#44
kdbolt70 Drives: 2010 Camaro 2SS/RS Join Date: Oct 2008 Location: Haslett, Mi Posts: 1,287 View My Garage	Just ran it through progressive. They quoted me at $2367 for 6 months. What a load of crap. That's almost 5k a year. __________________ 2SS/RS Victory Red M6 w/ Black Rallys #3305 Muffler Delete, Lloyd "SS" Floormats, K&N Aircharger, Skip Shift Eliminator, Blacked Bowties

12-31-2008, 04:30 AM	#53
TaylorRyanSS COTW: 12/13/10 Drives: 1969 Camaro Join Date: Feb 2008 Location: Orange County, CA Posts: 7,880	I got a brand new stang when I turned 16 and the insurance was sooo high. So we put my "main car" that I drive is my grandmas '92 Paseo and that my grandma drives the stang, but I was still covered since I was put down that I also drive all the cars occasionally. Just a tip for all those younger camaro buyers like me __________________ "Are you one of those boys who prefer cars to women? - I'm one of those boys that appreciates a fine body, regardless of the make." 1969 CAMARO JOURNAL: http://www.camaro5.com/forums/showthread.php?t=341239 \| FACEBOOK: http://www.facebook.com/taylor.ryan.apt \| GRAPHIC DESIGN: www.aptdesigns.net

12-31-2008, 10:12 AM	#55
War Eagle Drives: 1969 Chevelle, Avanti, 2010 GT500 Join Date: Dec 2008 Location: Florida Posts: 179	Someone asked about the GT 500. I am 60 years old and my 2009 GT 500 is $389 for six months. Coverage is 100/300 with 1,000,000 liability umbrella. No accidents or tickets last 25 years. My 2007 Lincoln MKX is $379 for six months, did not look up my truck yet. I am curious what they will charge me for the SS but I am thinking it will be around $375. I think State Farm is on average lower than Geico or Progresive. Steve __________________ Back in a Chevelle after 41 years. Last edited by War Eagle; 12-31-2008 at 10:28 AM.

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12-29-2008, 11:37 PM	#43
trm0002 VIN #2G1FT1EW6A9100074 Drives: 2010 CAMARO 2SS/RS RJT VIN 00074 Join Date: Oct 2008 Location: Buffalo,NY 'burbs Posts: 4,193	It would help those reading this to know the "background" of us and the coverages we have. 18 years old, first sports car, 2 speeding tickets, and 50/100k coverages is not: (me) 42 years old, 5th sports car, no accidents or violations (in like 15 years), married 13 years, own a house, with a garage, in a low-crime area, with 300/500k liability, 100k property damage, 250/500k supplementary uninsured/underinsured motorist, and 250 deductibles with full glass 2RS/SS Camaro quoted preliminarily by Geico (not yet in their system) at $383 every 6 months. They used car value of $36,050 for now. I could probably insure the car for $250 every 6 months by dropping coverages to minimums and jacking the deductibles. We have to compare apples to apples...

12-30-2008, 12:19 PM	#47
MerlinZero Big Orange Drives: 2010 Chevrolet Camaro 2SS/RS Join Date: May 2008 Location: Kent, WA Posts: 1,169 View My Garage	Wow, suprising. I have my Subaru right now through Geico at about 250 a month. If I go to progressive, I can put the 2010 Camaro and my 1990 Geo on for 254 a month.

12-30-2008, 07:54 PM	#48
edesign Drives: 04 Pontiac Grand Prix, for now Join Date: Dec 2008 Location: Louisiana Posts: 10	trm, thanks...you are right about weighing the cost of a lower deductible vs a higher, a little bit of simple math and anyone should be able to figure out which is a better deal. Great point kdbolt...$2600 for 6 months? Pray tell, what exactly did you pick for coverage and how is your driving record/age? I'm really curious as that sounds extraordinarily high!

12-31-2008, 01:48 AM	#50
edesign Drives: 04 Pontiac Grand Prix, for now Join Date: Dec 2008 Location: Louisiana Posts: 10	Good god...that is disgusting :( I think I need another beer after seeing that! I have that accident I mentioned above that falls off in March, I'll have to run a quote of my own just to see but I just turned 30 back in October so the age thing should be the only difference. On a side note, I would seriously consider upping your liability coverage for medical. $50,000 per person and $100g's total isn't going to go very far in a serious accident and you do NOT want to get stuck with paying someone else's huge medical bill. I carry $100g's per person and $300g's total and am even considering upping that. One of the mechanics where I work got hit on his motorcycle (Harley) one morning turning off the service road to work. The guy behind him driving a Ford FX4 didn't notice him slowing down and slammed in to him from behind doing about 50-55MPH...the first day at the hospital maxed out the guy's insurance! That was when I raised my liability up from the state min of $10g/$20g... I'll let you know what I get quoted tomorrow, thanks for posting that screenshot (OUCH!).

12-31-2008, 03:09 AM	#52
TAG UR IT www.Camaro5store.com Drives: 2014 ZL1 #705 Join Date: Jul 2006 Location: SA, Texas Posts: 26,544 View My Garage	If USAA jacks up my rates.....

12-31-2008, 09:51 AM	#54
MerF Go Rays! Drives: 03 Trailblazer Join Date: May 2007 Location: St Pete, Florida Posts: 2,532	Did mine for fun, and it came to about $1,00 for 6-months for me and my wife with the Trailblazer and the SS. That's a bit high, but my wife is <25 and without the greatest record!

12-31-2008, 10:38 AM	#56
Numero_uno Drives: Nissan Altima Join Date: May 2008 Location: Texas Posts: 39	Eep! :( I hope I luck out with my insurance company. If I end up paying out of my ears for insurance I might have to reconsider buying this Camaro for a few years. 21 yrs old with 1 time getting rearended and one ticket. I'm getting the V6 tho so that should help me out.