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Old 02-19-2009, 11:13 AM   #1
paulv7260
 
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Credit Score Calculator

This calculator was pretty good for me. It gave me a score in the range of 750 to 820 of which I do fall into (based on my real FICO scores). Thought I would post the URL for those that are wondering what their credit score might be. Obviously you must be honest when answering the questions.

http://moneycentral.msn.com/investor...eport/main.asp
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Old 02-19-2009, 11:25 AM   #2
Rob53

 
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Pretty cool

I just ran mine and it fell right into the range I expected it to. So, I'd say that, if questions are answered honestly, the system is pretty accurate. Thanks for a new tool!

2SS
RS
Sun roof
6 spd Man.
ABM/Gray leather
White rally stripes

Add ons: Shorty headers/CAI, and Catback
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Old 02-19-2009, 11:27 AM   #3
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680-750, I think that is about correct actually, higher end of that anyway.
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Old 02-19-2009, 05:28 PM   #4
undeadswamp
 
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One problem: it doesn't seem to take time into consideration. I've only had a single credit card, no loans, never been late, nor filed bankruptcy or anything like that. My limit is under $1k and I am not maxed out and have less than 500 on the card. it estimates 700-770. Problem is, I have only had the card for 4 months. I seriously doubt my credit score is 700 after only 4 months of credit history.
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Old 02-19-2009, 09:25 PM   #5
VenomZ302
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Quote:
Originally Posted by undeadswamp View Post
One problem: it doesn't seem to take time into consideration. I've only had a single credit card, no loans, never been late, nor filed bankruptcy or anything like that. My limit is under $1k and I am not maxed out and have less than 500 on the card. it estimates 700-770. Problem is, I have only had the card for 4 months. I seriously doubt my credit score is 700 after only 4 months of credit history.
This is similar to my concern. Though I've had a credit card for the past 6-7 years, I rarely use it, unless I know I can pay it off immediately. I'm not sure whether that's a plus or not.

That said, sometime in the near future, I'll be checking my credit report for free by going to this site: http://www.annualcreditreport.com/
This place will let you check your credit for free (and I believe without marking your credit as checked, though I could be wrong about that) once a year.
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Old 02-19-2009, 09:34 PM   #6
Sean_W
 
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Quote:
Originally Posted by VenomZ302 View Post
This is similar to my concern. Though I've had a credit card for the past 6-7 years, I rarely use it, unless I know I can pay it off immediately. I'm not sure whether that's a plus or not.

That said, sometime in the near future, I'll be checking my credit report for free by going to this site: http://www.annualcreditreport.com/
This place will let you check your credit for free (and I believe without marking your credit as checked, though I could be wrong about that) once a year.
It will, but not your FICO score. That will cost you about $8 I think, but well worth it though
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