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Old 06-03-2009, 11:13 AM   #57
sasquash1984
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you think they would let me take it back after 1 week and 3 days of owning it and driving 1100 miles.........
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Old 06-03-2009, 11:36 AM   #58
Sandi2010
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Just figured mine out ... Approximately $575 per month financing with Pen Fed and $428 increase every 6 months for insurance. Was not as bad as I thought it was going to be!
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Old 06-03-2009, 11:41 AM   #59
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Originally Posted by sasquash1984 View Post
you think they would let me take it back after 1 week and 3 days of owning it and driving 1100 miles.........
Yup, they'll take it back, and you'll lose another 5k cause it's a used car.

Not tryin to rub it in, but I bought a 2LT/RS with sunroof for less than 32K, of course I'm not driving it yet either.
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Old 06-03-2009, 12:41 PM   #60
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Originally Posted by 67 Convertible View Post
Yup, they'll take it back, and you'll lose another 5k cause it's a used car.

Not tryin to rub it in, but I bought a 2LT/RS with sunroof for less than 32K, of course I'm not driving it yet either.

doooooooooohhhhhhhhh
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Old 06-03-2009, 01:42 PM   #61
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Quote:
Originally Posted by Fogey
If you don't make car payments, they take your car whether you financed it on a LOC or a bank or credit union loan. Some of you folks could use a class on personal finances. I don't mean to be rude but what you want is the lowest interest rate you can get and tax deductibility. I am retired from 35 years in the finance business and if you are worried that a LOC may cause you to lose your car and your house, you shouldn't be buying a Camaro. Buy a used Honda or take the bus.

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ill give you a listen in class room and at the track. smartass.
careful there, he might be a retired race car driver as well. and he'll tell all of us we need lessons how to drive a Camaro
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Old 06-05-2009, 01:24 AM   #62
vishous
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25F and 54M
Roanoke, Texas and Kingsville, Texas
IBM 2SS/RS and Red Jewel Tint 2SS/RS
GEICO -- $350 each for 6 months
Loan – $700 - $725/ month 5.25% APR
$500 down on each vehicle (Then our dealer gave us $500 off as a "discount" as well as an extra $600 in order for him to have the cars on the lot. My dad's was the first one delivered to our dealership and they wanted customers to be able to see what the Camaro looked like. Nobody was allowed to sit in it -- except for me!)

The IBM is mine and the Red Jewel Tint is my father’s. I want to say that we financed via GMAC but I don’t know the details yet… Mom added on some package for me that includes a spare tire, rent a car, full coverage if car is in accident, etc. My mom handled my paperwork since I was not home when my car came in on the 28th, and no I still haven’t seen it – and won’t see it until I drive home to pick it up on the 12th… AGONY!:(
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Old 06-05-2009, 02:52 AM   #63
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Loan is a line of credit, interest only about 100 bucks a month, anything I want to pay on top of that I do.

Plates are about 1200 bucks for a year.

I spend more on gas and carwashes for it in a month than I do for actually owning it.
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Old 06-05-2009, 06:07 AM   #64
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Hell we can't even get a quote. The car is to new. Our insurance company said they will insure it and when they get rates they will inform us. What is that.
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Old 06-05-2009, 07:57 AM   #65
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1SS/RS $33500 MSRP with $8,000 down on a 48 month lease $327.00 a month and $590 every 6 months for insurance.I'm 46 years young and i live in Flatrock Michigan.Also have a renters insurance policy through State Farm and a multi car discount.
I grew up in fr and my parents still live there. I'm in Wyandotte now though. Nice to see some more locals.

And when I get my 2ss/rs
I'll be 26 will be putting about 8-10 down using employee pricing. Will expect payment to be under 500 and not sure on insurance. Not buying until next spring.
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Old 06-05-2009, 08:25 AM   #66
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If I play my cards right, I should nail $260 a month for 60 months on the car, and as for insurance... well, I'm sure it'll be higher. xD
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Old 06-05-2009, 08:32 AM   #67
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I just called Nationwide. They quoted $100/month for an LT (I'm 41 with clean record).

She told me that if the Financing company allow me to drop collision/liability during the winter (while the car is not being used) it would only cost me $10/month during that time.y

Last edited by homerlex; 06-05-2009 at 08:33 AM. Reason: typo
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Old 06-05-2009, 09:37 AM   #68
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Originally Posted by Hemlawk View Post
Its kind of embarrassing but last time I checked its was 560-625 (3 months ago,before bills paid off), the mortgage company said it was 625... reguardless, my rate will be high.

Auto loans and Home loans do not use the same factors to determine your "score". I had a hard time buying my first house because of my ex wife. The morgatge company told me to go buy a car to show a new large purchase on my credit with a good payment history. (about 6 months later, I bought my first house)

It is WAY easier to get a car then a house. As long as your debt to income ratio is ok you should be fine. If you "score" is still over 620, your rate shouldn't be that bad. Hope this helps.
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UNDER CONSTRUCTION......again......
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Old 06-05-2009, 10:13 AM   #69
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For my 2LT RS...I was quoted...

$551/month payment (5.49% APR, 72 Month, 0 down)
$183/month insurance (Includes Me (22) the wife (21) and her car...Full coverage on both with $500 deductible)

Hoping to get less APR from Credit Union and I "might" put some money down...we'll see.
I re-negotiated my Insurance yesterday...got it down to $178/month

He realized he still had the towing on the quote. I told him to remove it cause I got AAA
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Old 06-05-2009, 10:30 PM   #70
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$8000
What interst rate were you able to get?
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