Thunderstorm destroyed my camaro - Page 9 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

nyrfan · 08-09-2013, 12:09 PM

Quote:

Originally Posted by A Town

Just called the insurance guy back and he said if I want I can total it out.

That would be best; I'm thinking you should get in the 16-17K range. As I understand GAP insurance it only covers the deficit between what insurance pays and the amount still owed on your car. If you get more from insurance then is owed to the finance company GAP does not come into play.

Quote:

GAP Insurance is also known as Guaranteed Auto Protection or Guaranteed Asset Protection and as GAP within the North American financial industry. GAP insurance covers the difference between the actual cash value of a vehicle and the balance still owed on the financing (car loan, lease, etc.).[1] GAP coverage is mainly used on new and used small vehicles (cars and trucks) and heavy trucks. Some financing companies and lease contracts require it.[2]

flyinlow · 08-09-2013, 01:19 PM

Correct, gap only covers the difference between insurance and what you owe. You should total it, I knew something didn't sound right from your post a day ago, now it makes more sense. You should probably total it, with the amount of damage I think that's your best deal. One thing I don't understand, the dealer you're at has a bunch of cars that are hail damaged, didn't the SS you're looking at also get damaged?

2012-1822 · 08-09-2013, 01:42 PM

Hate it happened to you, it would just break my heart to see my car like that

A Town · 08-09-2013, 02:01 PM

Quote:

Originally Posted by flyinlow

Correct, gap only covers the difference between insurance and what you owe. You should total it, I knew something didn't sound right from your post a day ago, now it makes more sense. You should probably total it, with the amount of damage I think that's your best deal. One thing I don't understand, the dealer you're at has a bunch of cars that are hail damaged, didn't the SS you're looking at also get damaged?

They had a big trailer that said hail damage with ppl fixing ever single car and the car I was looking at was getting done so it will be new looking

A Town · 08-09-2013, 02:12 PM

Car is getting totaled out by Tuesday they said so enough time to demod so be looking out for that I will have great deals on everything.

nyrfan · 08-09-2013, 02:29 PM

Quote:

Originally Posted by A Town

Car is getting totaled out by Tuesday they said so enough time to demod so be looking out for that I will have great deals on everything.

Are you taking off the rims? If OEM I'm interested.

Sent from my 2SS/RS

AKA-22 · 08-09-2013, 02:36 PM

paintless dent repair!!!

nyrfan · 08-09-2013, 02:40 PM

Quote:

Originally Posted by AKA-22

paintless dent repair!!!

Your a little late to the party. Lol

Sent from my 2SS/RS

STINGER BEE · 08-09-2013, 02:53 PM

Man ---sorry to see your car in such a mess.

Quote:

Originally Posted by A Town

The day started out nice and sunny I washed the car and went for a spin then Walmart lights went off in Walmart look outside golf ball size hail I started praying my car would make it through. Nope I was wrong I was already in the process if trying to get a trade and a ss but still wanted my car. So I don't know what my insurance is going to try and do but I don't want the car anymore after what it looks like. What do you guys think my insurance would do?

A Town · 08-09-2013, 03:10 PM

Quote:

Originally Posted by AKA-22

paintless dent repair!!!

No chance the painless dent guy looked at the damage and said he was not going to work it. It will be useless and recommended to replace every panal.

dkp2LT · 08-09-2013, 03:20 PM

Be happy it's totaled. In the end it's the best thing that could have happened.

I'd start talking to a bank about loan values & looking at private party SS sales across the county. No trade-in means fly and drive home a lot easier.

A Town · 08-09-2013, 03:33 PM

Quote:

Originally Posted by nyrfan

Are you taking off the rims? If OEM I'm interested.

Sent from my 2SS/RS

I sold those wheels I have the factory rep zl1 wheels now I'm keeping those though

Chevrolet Customer Svc · 08-10-2013, 03:28 PM

What a bummer! Glad that the situation with your insurance company seems to have taken a good turn, but we're sorry about your 2LT.

Take care,
Sarah (Assisting William)
Chevrolet Customer Care

flyinlow · 08-10-2013, 10:33 PM

I hope they're giving you a smoking deal on the one they are repairing. I wouldn't buy a hail damaged vehicle, pdr repair or not. Although its a proven technology, you still take the risk of paint flaking off or some other paint problem at some point.

08-09-2013, 01:42 PM	#115
2012-1822 Drives: Black ZL1 Join Date: Apr 2013 Location: City of Champions, Alabama Posts: 3,697	Hate it happened to you, it would just break my heart to see my car like that __________________ Check out Alabama Camaros, for Camaro enthusiasts all around Alabama https://www.facebook.com/groups/1739...group_activity

08-09-2013, 02:12 PM	#117
A Town Drives: 2014 Camaro 2SS LS3 Join Date: Mar 2013 Location: Minnetonka, MN Posts: 564 View My Garage	Car is getting totaled out by Tuesday they said so enough time to demod so be looking out for that I will have great deals on everything. __________________

08-09-2013, 02:36 PM	#119
AKA-22 Drives: ELLE-1 Join Date: Jul 2011 Location: Farmington ,mo Posts: 1,175	paintless dent repair!!! __________________

08-10-2013, 03:28 PM	#125
Chevrolet Customer Svc Drives: GM Vehicles Join Date: Jun 2010 Location: Michigan Posts: 9,327	What a bummer! Glad that the situation with your insurance company seems to have taken a good turn, but we're sorry about your 2LT. Take care, Sarah (Assisting William) Chevrolet Customer Care __________________ For information on the GM Privacy Statement, please visit http://www.gm.com/privacy-statement.html

08-09-2013, 01:19 PM	#114
flyinlow Drives: 2017 Camaro ZL1 Join Date: Nov 2006 Location: Savage, MN Posts: 568	Correct, gap only covers the difference between insurance and what you owe. You should total it, I knew something didn't sound right from your post a day ago, now it makes more sense. You should probably total it, with the amount of damage I think that's your best deal. One thing I don't understand, the dealer you're at has a bunch of cars that are hail damaged, didn't the SS you're looking at also get damaged?

08-09-2013, 03:20 PM	#123
dkp2LT Drives: '11 2SS, '11 C6 GS, '04 MDX Join Date: Feb 2012 Location: Kearney, MO Posts: 2,907	Be happy it's totaled. In the end it's the best thing that could have happened. I'd start talking to a bank about loan values & looking at private party SS sales across the county. No trade-in means fly and drive home a lot easier.

08-10-2013, 10:33 PM	#126
flyinlow Drives: 2017 Camaro ZL1 Join Date: Nov 2006 Location: Savage, MN Posts: 568	I hope they're giving you a smoking deal on the one they are repairing. I wouldn't buy a hail damaged vehicle, pdr repair or not. Although its a proven technology, you still take the risk of paint flaking off or some other paint problem at some point.