I need you guys & gals opinion! First time car buyer here. - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

SirBrad · 07-22-2009, 03:31 PM

With 15% tax you think there would be more Canadians trying to sneak into the US than Mexican's.

Sorry if I offend anyone.

FEVER · 07-22-2009, 03:41 PM

They probably have government supplied healthcare.

TongnarSS · 07-22-2009, 03:42 PM

thats all bad

first off the overall price out the door is WAY over what i would consider paying for a 1ss, even with options...
your insurance rate is 5 times the amount i pay so that is also all bad..
the only thing here i see that might be "ok" is your first time car buyer interest rate. my first car loan i paid 10.4 %

not sure how this translates in Canadian coin but in the US i would say RUN and don't look back

djsnoflake · 07-22-2009, 03:45 PM

Man, your prices still seem out of whack. What did you get exactly? Sunroof? RS package? etc etc.

I got a 2ss/rs package, with body kit (no sunroof) and also added the Hurst to my invoice for collectability purposes and I came in at $51,000 with taxes in.

Other than that, you should see if your bank can get you a better rate. Well depending on your credit or not.

Also one thing to consider is are you gonna drive it year round? You could save some money on insurance if you park it for the snowy season.

C5RocksC5 · 07-22-2009, 04:00 PM

geez. Not trying to rain on your parade but $1,000/month for a car note??!!?? That is fine if you can afford it but apparently you can't because you are worried about your share of a house payment which you know you will not be able to afford if you get the car...but I guess it is okay for everyone else to foot the bill as long as you drive in a nice car?

$1K/month for a car that is a long stretch to afford but you get it anyway....and that may be ok for the first few months when you think you have the coolest car on the block but a in a few months 2010 Camaro's aren't such rare sightings anymore and your car doesn't look as good as when it first came out of dealer's lot, trust me, the $1k/month is going to be very very very heavy.

But I wish you the best of luck whatever you decide.

bumblebee123 · 07-22-2009, 04:20 PM

Wow. Thanks for the negative responses. I'm really thinking not getting it now. I thought it was pretty good though. You guys wouldnt believe me if I tell you the whole story on how it started. How much do you guys pay anyways?

bumblebee123 · 07-22-2009, 04:28 PM

by the way guys, these numbers are CANADIAN PRICES, just to make sure nobody's confused.

C5RocksC5 · 07-22-2009, 04:37 PM

Quote:

Originally Posted by bumblebee123

Wow. Thanks for the negative responses. I'm really thinking not getting it now. I thought it was pretty good though. You guys wouldnt believe me if I tell you the whole story on how it started. How much do you guys pay anyways?

sorry about that but you asked and this is a public forum.

How much I paid for my 2SS/RS? A price I can afford. That is all that matters, seriously.
Someone here will soon tell you...."If you have the ask, You can't afford it."

You sound like futurebumblebeeowner

is that you dude?

bumblebee123 · 07-22-2009, 04:46 PM

Quote:

Originally Posted by pdari

sorry about that but you asked and this is a public forum.

How much I paid for my 2SS/RS? A price I can afford. That is all that matters, seriously.
Someone here will soon tell you...."If you have the ask, You can't afford it."

You sound like futurebumblebeeowner

is that you dude?

Technically, I CAN afford it but I hate losing a lot of money. And I wasn't trying to be sarcastic. I pretty much need to hear all those negative response to stop me from buying it.

GaryTucker · 07-22-2009, 04:55 PM

You will lose money on ANY car you buy...even if you pay cash...its called depreciation and every car has it.

Please don't get yourself in over your head, you may want to buy a house in the near future and that car will probably keep you from doing it!

mmollo · 07-22-2009, 04:57 PM

Quote:

Originally Posted by bumblebee123

So I was at the verge of driving my car away from the dealer ship. I spoke to a gorgeous woman that handles the payment. (Forgot her job description) I left the dealership still thinking very hard if I should get it or not. The only thing that's stopping me is my family, (mom,dad,sis) will be buying a house next year. And if I get this Camaro, I'll be pretty useless on the monthly of the house. But I just need to get your opinion..

So guys. What do you think?

692$/mo for 72 months & that's w/ 5% interest rate. plus 355$/mo for insurance? That's with 6000 down payment.

so that's $49824.00 plus 6000$ = 55824.00
Actual amount of the car is 47196.00
Money lost on interest is 8628.00

Does this look OK?!

People who can afford a $1,000 a month payment pay cash. If I were you, I would wait a year or two. You will loose 90% of the enjoyment when you have to cut that check every month. I did something similar to what your thinking as soon as I graduated college 20 years ago. Now I can laugh about how stupid I was.

coquinn8846 · 07-22-2009, 04:59 PM

Goodness, would it be an option for you to find another one and catch a plain to pick it up? You can get a 2SS/RS for around 36,000 or 37,000. The car is nice but not that nice. That's crazy expensive! Good luck.

djsnoflake · 07-22-2009, 05:30 PM

Quote:

Originally Posted by coquinn8846

Goodness, would it be an option for you to find another one and catch a plain to pick it up? You can get a 2SS/RS for around 36,000 or 37,000. The car is nice but not that nice. That's crazy expensive! Good luck.

Canadians can't buy new cars from the states anymore. The car has to have a used title and be 6 months or a year old or something.

Anyways to the OP. Once again:

What is the exact car you ordered? List all the options and whatnot. I am just curious cause the prices seem a bit off to me. Not WAY off, but I think the dealer can do better for you.

EDIT: Well, depending what your destination charge is, that is actually a pretty good price according to the car builder.

That insurance is what is killing you. But that's what you get for being a young male with a sports car, and if you have any tickets, you are boned.

You should move to Saskatchewan. My plates are 100 bucks a month

Forrest · 07-22-2009, 05:32 PM

I say go for it. Everyone here is basing them off USD I think....and 15% is about 3 times more tax than what most of us face. But what others may not realize, is that ALL cars you look at are going to cost THAT must more. So, I'm pretty sure that you're getting a good deal considering all the others are jacked up just as much. I would say if its MSRP or ~1500 within MSRP, thats what you want. So if you go look at a 2010 Mustang for instance, it will still be close to the 2010 Camaro I would assume

. But I'll tell you what, it is deffinately worth it. And I feel you on the insurence, at 17 in Florida, I'm around 400 a month for a 2SS/RS

But I would really say go for it

Its an amazing car and I know you'll love it

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07-22-2009, 03:31 PM	#15
SirBrad The Captain Drives: 2010 2LT/RS SIM Join Date: May 2009 Location: Freehold, NJ Posts: 1,499	With 15% tax you think there would be more Canadians trying to sneak into the US than Mexican's. Sorry if I offend anyone.

07-22-2009, 03:41 PM	#16
FEVER Drives: 2010 2SS/RS Join Date: Jun 2009 Location: Texas Posts: 103	They probably have government supplied healthcare.

07-22-2009, 03:42 PM	#17
TongnarSS Drives: 2006 VW GTI Join Date: Jun 2009 Location: Bay Area, CA Posts: 43	thats all bad first off the overall price out the door is WAY over what i would consider paying for a 1ss, even with options... your insurance rate is 5 times the amount i pay so that is also all bad.. the only thing here i see that might be "ok" is your first time car buyer interest rate. my first car loan i paid 10.4 % not sure how this translates in Canadian coin but in the US i would say RUN and don't look back

07-22-2009, 04:00 PM	#19
C5RocksC5 Banned Drives: 2010 Camaro 2SS/RS Join Date: Jul 2009 Location: Sin City Posts: 697	geez. Not trying to rain on your parade but $1,000/month for a car note??!!?? That is fine if you can afford it but apparently you can't because you are worried about your share of a house payment which you know you will not be able to afford if you get the car...but I guess it is okay for everyone else to foot the bill as long as you drive in a nice car? $1K/month for a car that is a long stretch to afford but you get it anyway....and that may be ok for the first few months when you think you have the coolest car on the block but a in a few months 2010 Camaro's aren't such rare sightings anymore and your car doesn't look as good as when it first came out of dealer's lot, trust me, the $1k/month is going to be very very very heavy. But I wish you the best of luck whatever you decide.

07-22-2009, 04:20 PM	#20
bumblebee123 Drives: Fast & the Furious Join Date: Feb 2009 Location: Burnaby Posts: 116	Wow. Thanks for the negative responses. I'm really thinking not getting it now. I thought it was pretty good though. You guys wouldnt believe me if I tell you the whole story on how it started. How much do you guys pay anyways?

07-22-2009, 04:28 PM	#21
bumblebee123 Drives: Fast & the Furious Join Date: Feb 2009 Location: Burnaby Posts: 116	by the way guys, these numbers are CANADIAN PRICES, just to make sure nobody's confused.

07-22-2009, 04:55 PM	#24
GaryTucker Drives: 09 Vette GT1, 06 350Z, 82 MSE Join Date: Jul 2009 Location: Oklahoma Posts: 573	You will lose money on ANY car you buy...even if you pay cash...its called depreciation and every car has it. Please don't get yourself in over your head, you may want to buy a house in the near future and that car will probably keep you from doing it!

07-22-2009, 04:59 PM	#26
coquinn8846 Drives: 2004 Mazda 6 Join Date: Feb 2009 Location: virginia Posts: 142	Goodness, would it be an option for you to find another one and catch a plain to pick it up? You can get a 2SS/RS for around 36,000 or 37,000. The car is nice but not that nice. That's crazy expensive! Good luck.

07-22-2009, 05:32 PM	#28
Forrest Drives: 2001 Pontiac Grand Prix Join Date: May 2009 Location: Daytona Beach Posts: 148	I say go for it. Everyone here is basing them off USD I think....and 15% is about 3 times more tax than what most of us face. But what others may not realize, is that ALL cars you look at are going to cost THAT must more. So, I'm pretty sure that you're getting a good deal considering all the others are jacked up just as much. I would say if its MSRP or ~1500 within MSRP, thats what you want. So if you go look at a 2010 Mustang for instance, it will still be close to the 2010 Camaro I would assume . But I'll tell you what, it is deffinately worth it. And I feel you on the insurence, at 17 in Florida, I'm around 400 a month for a 2SS/RS But I would really say go for it Its an amazing car and I know you'll love it