Cracked Windshield....arrrrgh

[AQUA2LT]

just had my repaired yesterday.the guy came to my job and did it, he works for a body shop and just does glass. gave me a bill $745. state farm paided it all.

[SirBrad]

I got a chip in my windshield on Monday, and I am waiting for the glass guy to come this afternoon to repair it. So far it hasn't spread.

Geico will waive the deductible and pay for it to be repaired.

[philipdistefano]

$750 to getthe windshield replaced?!?!?! Holy crap!

[Camarofan69]

yeah thats a insurance price. if you dont have insurance i would charge 450.00 installed.

[Camarofan69]

Originally Posted by AQUA2LT

just had my repaired yesterday.the guy came to my job and did it, he works for a body shop and just does glass. gave me a bill $745. state farm paided it all.

what kind of glass did they use?

[Mark25]

If you're wondering why our insurance rates are so high...I remember going to a Glass place in my area (well-respected one) and I asked them how much would I have to pay for an OEM replacement (on my Stang) and they said: $275. I then decided to go with my insurance...they billed my insurance (one of the top 5 companies in the country) $475 for it. When I asked them why were they charging the insurance company so much and they said, that's what we've contracted with them... it's not a wonder our insurance rates keep rising.

[Camarofan69]

the insurance companies tell us what they will pay. if we overcharge the insurance company they do not pay the bill.

for example:
2010 camaro w/ out remote start
450.00

through farmers insurance
722.65 -24% = 549.21
labor 43.50 per nags hr = 143.55
kit = 30.00

total price 722.66
minus deductible paid to shop 250.00

insurance would pay the shop 472.66

[SirBrad]

guy just came out from the Glass Doctor. Because the chip is in front of the driver, they are not allowed or supposed to repair it. He said there were two points of impact in the area that would also make it impossible to repair.

New PPG windshield = $486+ installed.

Pisses me off. I've already replaced the windshield and had a deer run into my rear quarter panel in the first 9 months of ownership.

Is it time to get a $0 deductible and pay out the butt in insurance costs?

[irocnroll]

Originally Posted by CLEAN

Deductible for my insurance ($200), it's a $750 job



That's what I'm doing, they wanted to come to the house, but I said I'd rather do it in a shop.

That bites. Free glass replacement is part of my insurance policy. No deductible.

[SirBrad]

Originally Posted by irocnroll

That bites. Free glass replacement is part of my insurance policy. No deductible.

What company? Is this an option in your policy or built in? I need that.

[Camarofan69]

sirbrad can you post a pic of your chip?

[irocnroll]

Originally Posted by SirBrad

What company? Is this an option in your policy or built in? I need that.

Allstate.

Never had an issue with claims either. I got into an accident where I rear-ended someone on the highway in my 91 RS. A guy two cars up had a high speed blowout on his tire where i couldn't stop in time. Slid right into the car between us. They paid the claims and didn't have an increase in premiums. Gotta love the accident forgiveness as well. I have since had the car repaired and its now insured through their partnership with Hagerty.

[AQUA2LT]

Originally Posted by Camarofan69

what kind of glass did they use?

the glass guy said if i didn't buy the glass thought gm,it couldn't have the gm on it.so he said they sand blasted it off,and he showed me the spot where it was. the glass has pilkington on it.

[Camarofan69]

right on!!