Insurance Rates Revisited!

[TrdGuyKc]

First post here. Been lurking for quite some time as i hope to own a new camaro at some point in time.... maybe after college graduation in 6 mos.

Anyway, glad to hear that all of you who are with USAA like the company! I work at USAA and i am THAT GUY that you talk to when quoting a new vehicle of adding one. If youre eligible for USAA its hard to beat the rates.... I am a 23 yr old male in college with 1 ticket on record and currently pay 110 per month on my 2007 Toyota tacoma dub cab 4x4..... anywhere else i quoted(i.e. geico) was roughly 100 more per month...

just thought id contribute to a thread that i actually know something about as my first post.

[FirstLSK]

TrdGuyKc,

Hey, let us know when USAA actually has the 2010 Camaro in their system. Right now, they are quoting based on sticker price and automobile classification. I am comparing USAA with 2 other insurance companies. State Farm is the only one who has it in their system and their rates dropped $96 per 6 mo. after they got the car specs. in their system.

im 44 in newyork statefarms gave a an actual quote of $418.00 every 6 months .i also have 3 other cars ,house insurance,and life insurance on the same policy . i have a 2008 fully loaded escalade which has a $71000 sticker and i pay $436.00 every 6 months .so i would say not to bad for a sports car

[cosmin haraga]

Originally Posted by fad1

Dude, 16 year olds are going to get screwed either way on insurance, whether you are going to ride a donkey or driving a 2LT. Its just part of life. I am 19 now, when I get the Camaro, I should be 21- 22, and if I get my Camaro, I'm probably going to put the insurance under my parents name. And thank goodness I have never received a ticket so far.

smart!!!!

[FirstLSK]

Originally Posted by mrpre10der

im 44 in newyork statefarms gave a an actual quote of $418.00 every 6 months .i also have 3 other cars ,house insurance,and life insurance on the same policy . i have a 2008 fully loaded escalade which has a $71000 sticker and i pay $436.00 every 6 months .so i would say not to bad for a sports car

That sounds like a pretty good deal for New York.

[Supermans]

Originally Posted by 1982camaro

anyone have a quick idea how much i would pay for state farm full coverage?



22 years old
no accidents
5 years experience with license
2010 camaro SS

A lot... I would get the 2Lt, save your money...

[eggydoo]

Anyone have All-State? Tried calling my branch, but they do not see it yet..
Asking if there is a VIN#. I said, uh, not out yet haha.

[TrdGuyKc]

Originally Posted by FirstLSK

TrdGuyKc,

Hey, let us know when USAA actually has the 2010 Camaro in their system. Right now, they are quoting based on sticker price and automobile classification. I am comparing USAA with 2 other insurance companies. State Farm is the only one who has it in their system and their rates dropped $96 per 6 mo. after they got the car specs. in their system.

will do..... dont even think about switching lol, jk. in todays economy its all about where the money's at.

[edog]

I talked to State farm after reading this quote.

Initially I had them run the check back in December using the Challenger SRT. I was told it would run me 83 dollars a month for FC. They did not have the Camaro in the system.

Just the other day they changed the quote to a 2SS Camaro, which is in their system now.

It will only run 43 dollars a month for FC, which is 258. dolars every 6 months. This is awesome. I will make that payment twice a year.

[tylermoore]

OK so im 21 clean record for 5yrs and i need a ballpark

I now am paying 182month for a 98Z28 ($70) and 2008 GMC sierra($110)
What do you guy/gals think that would run me for the 2ss

Just wondering im probably going to get in my dads name anyway.

[GM'r_For_Life]

Originally Posted by edog

I talked to State farm after reading this quote.

Initially I had them run the check back in December using the Challenger SRT. I was told it would run me 83 dollars a month for FC. They did not have the Camaro in the system.

Just the other day they changed the quote to a 2SS Camaro, which is in their system now.

It will only run 43 dollars a month for FC, which is 258. dolars every 6 months. This is awesome. I will make that payment twice a year.

You say FC but what liability levels and what deductables.

I was quoted $367.64 6 Mon. or $61.29 Per Month
That is with 0 Comp Deduct and 500 Collision Deduct and Liability of 250/500
Multi car discount Good driving discount House is with them and my Motorcycle is with them.
Still a lot better than I was expecting.
PS. also Old fart discount 58

[edog]

Originally Posted by GM'r_For_Life

You say FC but what liability levels and what deductables.

I was quoted $367.64 6 Mon. or $61.29 Per Month
That is with 0 Comp Deduct and 500 Collision Deduct and Liability of 250/500
Multi car discount Good driving discount House is with them and my Motorcycle is with them.
Still a lot better than I was expecting.
PS. also Old fart discount 58

This was with a $50 deduct for comprehensive and $500 deductible for collission. Liability is 100PP, and 300 per accident. This is the standard policy on my other two vehicles.

Multi car discount, house on policy, LI on policy, and Wife on policy. Good driving discount and 6 yr no accident on one vehicle and going on 10 yr not accident on other vehicle.

It seems like the old fart discount is starting to be an old fart penalty...

[edog]

This quote is just for the Camaro, not the other vehicle. I believe that most around 35 to 45 will be close to this unless they are in bad areas or the have points on license.

I live in Fredericksburg VA, which is not known for bad crime or fast paced living. Go twenty miles north and the cost start increasing.