First major boo-boo. Have an insurance question. - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Sean_W · 10-05-2010, 05:35 PM

So I was heading home and needed to make a turn, but there was a school bus in the street I was turning onto letting kids off. Didn't realize that until I was starting the turn. I started to realize I was stuck on something. The street intersection was so tight, I could do much but go forward. All the way, hearing the scraping and knocking.

My only concern at this point, is how this is covered on the insurance. Comprehensive or collision. It's a matter of a huge deductable. Comp is $100 and Collision is $2,000.

If it's collision, I know the cost to repair would be below $2,000, but how much I don't know. Looks like just the lower panel can be replaced, what do those run?

y2k king · 10-05-2010, 05:40 PM

take it to a body shop. no sense increasing your insurance rates.

bigearl · 10-05-2010, 05:42 PM

That would be collision.

ddunerider · 10-05-2010, 05:44 PM

Did the same this but also put a small dent in the door too..$1100 bucks payed myself...

Easy fix ...New rocker panel is all it needs dont have them touch the door...to bleand.

Tallboy · 10-05-2010, 05:45 PM

Quote:

Originally Posted by bigearl

That would be collision.

Correct answer. [I'm an insurance agent.]

ffrcobra_65 · 10-05-2010, 05:46 PM

It is cheaper to buy a used rocker panel. Bet there are plenty of painted stock rocker panels off Camaros that have the stock ones replaced by the GM ground effects kit or otherwise, for a good price. I have a pair of stock IOM ones..but don't wanna sell but ask around here.

DrJohn · 10-05-2010, 05:48 PM

The good news is I happen to have 2 of those panels in the rafters in my garage left over from when I got my GFX body kit. I also have the rear diffuser panel.

The bad news is that they are black, but it may be less than 2 grand to ship them and I'm sure we can come to a reasonable agreement on the price.

FWIW

Regards,
The n00b
DJ

drjohn420@gmail.com if yer interested in talking.

Sean_W · 10-05-2010, 06:03 PM

Are SS rockers and non-SS rockers the same?

DrJohn · 10-05-2010, 06:34 PM

Quote:

Originally Posted by Sean_W

Are SS rockers and non-SS rockers the same?

AFAIK they are ... the GFX kit I put on my car was an SS kit. Except for the splitter which fits a bit differently but it worked out just fine.

camaroitalia · 10-05-2010, 06:43 PM

uh oh good luck

DrJohn · 10-05-2010, 06:50 PM

Quote:

Originally Posted by camaroitalia

uh oh good luck

They are the same length and have the same number of clips.

Don't think there would be a problem.

I have a money back guarantee. I'll even send them to him for the shipping cost and deal with the purchase later.

I just hate to see a damaged Camaro. My G4 '88 has 160K miles on it and still has factory sheet metal and factory paint (it does need to be repainted though ).

FWIW. I have them if he wants them.

beesting'78 · 10-05-2010, 07:14 PM

Stl craigslist has gfx kit for sale 800

mbrusco103 · 10-05-2010, 07:24 PM

well this looks like a good excuse to get a gfx kit.. at least the door is ok it could have been much worse

Jose · 10-05-2010, 07:31 PM

ay ay ay sorry men!!!

10-05-2010, 05:35 PM	#1
Sean_W Drives: 2010 IOM SS/RS Join Date: Dec 2008 Location: St. Louis, MO Posts: 659	First major boo-boo. Have an insurance question. So I was heading home and needed to make a turn, but there was a school bus in the street I was turning onto letting kids off. Didn't realize that until I was starting the turn. I started to realize I was stuck on something. The street intersection was so tight, I could do much but go forward. All the way, hearing the scraping and knocking. My only concern at this point, is how this is covered on the insurance. Comprehensive or collision. It's a matter of a huge deductable. Comp is $100 and Collision is $2,000. If it's collision, I know the cost to repair would be below $2,000, but how much I don't know. Looks like just the lower panel can be replaced, what do those run? __________________ Sean W 2SS/RS Inferno Orange Metalic & Cyber Grey Stripes My Homepage http://titanic-model.com

10-05-2010, 05:40 PM	#2
y2k king Drives: 2011 ss camaro Join Date: Aug 2010 Location: spring hill, fl Posts: 1,705	take it to a body shop. no sense increasing your insurance rates. __________________ 10/28/2010 got it

10-05-2010, 05:42 PM	#3
bigearl Drives: 10 Camaro 2lt Join Date: Apr 2010 Location: Napa Posts: 553	That would be collision. __________________ ----------- Sharks have a week dedicated to me.

10-05-2010, 05:44 PM	#4
ddunerider So-Cal Race team!! Drives: Tahoe LTZ,2010 2SS/M6 Camaro Join Date: Apr 2009 Location: Phillips Ranch ca. So-Cal Posts: 5,973 View My Garage	Did the same this but also put a small dent in the door too..$1100 bucks payed myself... Easy fix ...New rocker panel is all it needs dont have them touch the door...to bleand. __________________ WE RACE DEEP!! BBK Intake, Flowmaster AT cat back Barton shifter,Painted stripes,,Heritage grill,LED DRLs, Smokin Tires!!

10-05-2010, 06:03 PM	#8
Sean_W Drives: 2010 IOM SS/RS Join Date: Dec 2008 Location: St. Louis, MO Posts: 659	Are SS rockers and non-SS rockers the same? __________________ Sean W 2SS/RS Inferno Orange Metalic & Cyber Grey Stripes My Homepage http://titanic-model.com

10-05-2010, 05:46 PM	#6
ffrcobra_65 Account Suspended Drives: SuperCharged 2SS/RS IOM MN6 Join Date: May 2009 Location: CA Posts: 5,094	It is cheaper to buy a used rocker panel. Bet there are plenty of painted stock rocker panels off Camaros that have the stock ones replaced by the GM ground effects kit or otherwise, for a good price. I have a pair of stock IOM ones..but don't wanna sell but ask around here.

10-05-2010, 05:48 PM	#7
DrJohn Drives: 2010 1LT Join Date: Oct 2010 Location: Tigard, Oregon Posts: 50	The good news is I happen to have 2 of those panels in the rafters in my garage left over from when I got my GFX body kit. I also have the rear diffuser panel. The bad news is that they are black, but it may be less than 2 grand to ship them and I'm sure we can come to a reasonable agreement on the price. FWIW Regards, The n00b DJ drjohn420@gmail.com if yer interested in talking.

10-05-2010, 06:43 PM	#10
camaroitalia Go Harder Than Baltimore! Drives: 2010 CGM Join Date: Jun 2010 Location: Baltimore Posts: 3,835	uh oh good luck __________________

10-05-2010, 07:14 PM	#12
beesting'78 Drives: 2010 ss2 Join Date: Jun 2010 Location: st. louis Posts: 23 View My Garage	Stl craigslist has gfx kit for sale 800 __________________ Injen, solo hi-flo, hurst

10-05-2010, 07:24 PM	#13
mbrusco103 Drives: 2011 2SS/RS (M6) 427 Twin Turbo Join Date: May 2008 Location: NJ Posts: 1,090 View My Garage	well this looks like a good excuse to get a gfx kit.. at least the door is ok it could have been much worse __________________ 2011 Camaro 2SS/RS ERL 427 M6 TT -AGP Twin Turbo 55/57 .83ar \| ERL 427ci \| Squash Fuel System \| Stainless Works Chambered 3" \| Mcleod RXT \| Factory Hurst Short Throw \| Black Forgestar F14s \| CTS V 6 Piston Brembo \| VIS AMS Carbon Fiber Hood \| Anvil Carbon Fiber Spoiler

10-05-2010, 07:31 PM	#14
Jose Drives: 2010 Camaro 2SS/RS White S/C Join Date: Aug 2010 Location: Puerto Rico Posts: 842 View My Garage	ay ay ay sorry men!!! __________________ "It does not matter if you win or loose, what matters is if I win" Carl Fogarty

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