An observation on Insurance rates.. - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Zabo · 05-30-2009, 01:27 PM

Ok. You all know that I am Mr. Camaro gone Coyote GT. But what if I said that it came at a price that honestly felt worse than dropping the soap in a prison shower? I recently got my quotes back for a 2SS and stripper GT Mustang.

And that shower thing.. yeah. Felt just like it:

Over 200/mo for a GT

Just around 155/mo for a 2SS (It went up from 122..:(). A 2SS! Anyone else notice this in the past with either car or even now for those members here shopping around like myself?

9c1ny · 05-30-2009, 01:28 PM

my rates on my 2010 2SS are cheaper than my 2001 Firebird Formula

mbauer14085RS/SS2010 · 05-30-2009, 01:32 PM

my insurance girl told me to figure no worse than a 1000 a yr. i will keep my blazer on the road cause the camaro will not be hauling anything but ass. so i pay 700 a year now she said to count on it at least going to 1400 a year but not more than that and if they raise it more than that she would shop it around and get me the best price.

5thgencamaro11 · 05-30-2009, 01:36 PM

Mine is $1325.79 a year for a 2SS and i'm only 20 years old, is the quote i was given.
with 500 & 500 deduct.

mbauer14085RS/SS2010 · 05-30-2009, 01:42 PM

you are lucky to get that low a price being that young and still in the risk pool. congrats on that. why did you get a quote for a 2ss when it says you have a 1lt?

Zabo · 05-30-2009, 01:42 PM

Quote:

Originally Posted by 5thgencamaro11

Mine is $1325.79 a year for a 2SS and i'm only 20 years old, is the quote i was given.
with 500 & 500 deduct.

I got about the same, but the GT + Zplan was tempting. Then I got the quote and as I said in my first post..

Quote:

Originally Posted by mbauer14085RS/SS2010

you are lucky to get that low a price being that young and still in the risk pool. congrats on that. why did you get a quote for a 2ss when it says you have a 1lt?

Some just ask for a VIN on the car in question. Like I did, he probably gave the company a known 2SS VIN to gauge the rates.

...I'll take a 1LT preeze. SS can wait til' later.

:bangdesk:

hb-rocks · 05-30-2009, 01:51 PM

Insurance is one of those things that doesn't really mean a thing.. until you need it.
I've had insurance for as long as I can remember and haven't ever used it.
I keep all my current vehicles at $1000 deductible, dropped the rental and towing coverage...got AAA they are a cheaper towing option....

but....you must have some money in your emergency fund in case you ever do need $1000 for the deductible!

Ject · 05-30-2009, 01:52 PM

<---- 23yrs old, clean record.
500/100 only going to pay $1126 a year for 2SS

camarossrs2150 · 05-30-2009, 01:57 PM

paying 860 a year on a 2ss 44 years old, 4 cars

Vash · 05-30-2009, 02:10 PM

Hum did you deductable change and or coverage requirements?

There are not that many claims in the insurance database probably for new Camaro's yet. Vs all the stangs on the road.

So statistically that's probably why the cost is more in there underwriting formula.

buddy4 · 05-30-2009, 02:13 PM

Try $5000 a year in Queens NY!

Spaceballone · 05-30-2009, 02:34 PM

Quote:

Originally Posted by Zabo

Ok. You all know that I am Mr. Camaro gone Coyote GT. But what if I said that it came at a price that honestly felt worse than dropping the soap in a prison shower? I recently got my quotes back for a 2SS and stripper GT Mustang.

And that shower thing.. yeah. Felt just like it:

Over 200/mo for a GT

Just around 155/mo for a 2SS (It went up from 122..:(). A 2SS! Anyone else notice this in the past with either car or even now for those members here shopping around like myself?

As long as you have a chasity belt on drop that soap all you want

CamaroHutch · 05-30-2009, 02:36 PM

I am paying 427 every 6 months for a 2SS... 27 yrs old, clean record, 500 dollar deductible... I love USAA

jdanza · 05-30-2009, 02:38 PM

$80/ mo for the 2SS

$95/ mo for the 2010 Mustang GT

I can't understand why the Mustang would cost more !

05-30-2009, 01:27 PM	#1
Zabo Gunning for Sixth Drives: '03 ZR2 Blazer Join Date: Sep 2008 Location: Woodhaven, Michigan Posts: 9,358 View My Garage	An observation on Insurance rates.. Ok. You all know that I am Mr. Camaro gone Coyote GT. But what if I said that it came at a price that honestly felt worse than dropping the soap in a prison shower? I recently got my quotes back for a 2SS and stripper GT Mustang. And that shower thing.. yeah. Felt just like it: Over 200/mo for a GT Just around 155/mo for a 2SS (It went up from 122..:(). A 2SS! Anyone else notice this in the past with either car or even now for those members here shopping around like myself?

05-30-2009, 01:28 PM	#2
9c1ny Drives: C6 Zed-oh-six Join Date: May 2009 Location: Buffalo NY Posts: 677	my rates on my 2010 2SS are cheaper than my 2001 Firebird Formula __________________

05-30-2009, 01:32 PM	#3
mbauer14085RS/SS2010 Drives: 99 blazer/2010 2ss/rs iom now Join Date: Oct 2008 Location: buffalo Posts: 472 View My Garage	my insurance girl told me to figure no worse than a 1000 a yr. i will keep my blazer on the road cause the camaro will not be hauling anything but ass. so i pay 700 a year now she said to count on it at least going to 1400 a year but not more than that and if they raise it more than that she would shop it around and get me the best price. __________________ Ordered IOM 2SS/RS automatic with interior accent package and custom painted rally stripes.Order Detail # NJWH9M 1100 (4/30/09) 2000 (5/5/09) 3000 (5/5/09) 3100 (6/2/09) 3300 (6/2/09) 3400 (6/04/09) 3800 Order produced (6/16/09)2G1FK1EJ3A9117972 4000 Available to ship (6/16/09) 4200 Shipped (6/19/09) 4300 Intermediate Delivery(6/20/09) 5000 Delivered to the dealer(6/22/09) 6000 Delivered to the customer (6/27/09)

05-30-2009, 01:36 PM	#4
5thgencamaro11 The Need for Speed! Drives: 2010 VR Camaro 2LT Join Date: May 2009 Location: Conway, AR Posts: 714	Mine is $1325.79 a year for a 2SS and i'm only 20 years old, is the quote i was given. with 500 & 500 deduct. __________________ Victory Red 2010 Camaro 2LT A6 /High Wing Spoiler / Black Rally Stripes/ Side Hockey Stripes

05-30-2009, 01:42 PM	#5
mbauer14085RS/SS2010 Drives: 99 blazer/2010 2ss/rs iom now Join Date: Oct 2008 Location: buffalo Posts: 472 View My Garage	you are lucky to get that low a price being that young and still in the risk pool. congrats on that. why did you get a quote for a 2ss when it says you have a 1lt? __________________ Ordered IOM 2SS/RS automatic with interior accent package and custom painted rally stripes.Order Detail # NJWH9M 1100 (4/30/09) 2000 (5/5/09) 3000 (5/5/09) 3100 (6/2/09) 3300 (6/2/09) 3400 (6/04/09) 3800 Order produced (6/16/09)2G1FK1EJ3A9117972 4000 Available to ship (6/16/09) 4200 Shipped (6/19/09) 4300 Intermediate Delivery(6/20/09) 5000 Delivered to the dealer(6/22/09) 6000 Delivered to the customer (6/27/09)

05-30-2009, 01:51 PM	#7
hb-rocks Drives: Chevy Join Date: Jun 2007 Location: HB CA Posts: 567	Insurance is one of those things that doesn't really mean a thing.. until you need it. I've had insurance for as long as I can remember and haven't ever used it. I keep all my current vehicles at $1000 deductible, dropped the rental and towing coverage...got AAA they are a cheaper towing option.... but....you must have some money in your emergency fund in case you ever do need $1000 for the deductible!

05-30-2009, 01:52 PM	#8
Ject aka Patrick Drives: '10 Camaro 2SS '04 Silverado Join Date: Jan 2009 Location: Derby Kansas Posts: 3,072	<---- 23yrs old, clean record. 500/100 only going to pay $1126 a year for 2SS __________________ Current Modifications: Your average Bolt-ons & Suspension Upgrades GForce Engineering: 9" Rear End, Strange Pro Iron Case w/Moser Nodular 3.70:1 Detroit locker, 3.5" Solid Drive Shaft

05-30-2009, 01:57 PM	#9
camarossrs2150 Drives: abm2ssrs Join Date: Apr 2009 Location: still out of my mind Posts: 2,095	paying 860 a year on a 2ss 44 years old, 4 cars __________________ [SIGPIC]

05-30-2009, 02:10 PM	#10
Vash Drives: 00 Blazer Join Date: Aug 2008 Location: Texas Posts: 5,100	Hum did you deductable change and or coverage requirements? There are not that many claims in the insurance database probably for new Camaro's yet. Vs all the stangs on the road. So statistically that's probably why the cost is more in there underwriting formula.

05-30-2009, 02:13 PM	#11
buddy4 Drives: 04 Acura TSX Join Date: May 2009 Location: Queens NY Posts: 19	Try $5000 a year in Queens NY! __________________ Black-2SS-RS-Auto-Sunroof-Pol Alum Wheels

05-30-2009, 02:36 PM	#13
CamaroHutch Drives: 2010 Camaro 2SS RJT Join Date: Feb 2009 Location: Southern Indiana (Louisville Area) Posts: 357	I am paying 427 every 6 months for a 2SS... 27 yrs old, clean record, 500 dollar deductible... I love USAA __________________ Ordered Jan 09 2SS RS RJT Delivery?? 5/27/09 #10630 AFTERMARKET: Hurst STS Borla ATAK Catback

05-30-2009, 02:38 PM	#14
jdanza Drives: 2010 2SS/RS VR-BLACK Join Date: Apr 2009 Location: Southeast Fl Posts: 392	I got quoted $80/ mo for the 2SS $95/ mo for the 2010 Mustang GT I can't understand why the Mustang would cost more ! __________________ 2010 2SS/RS VICTORY RED / BLACK LEATHER - 6 SPEED M TRANS 6000 = Delivered To Customer-8/22/2009

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