Well get ready gang, insurance is going up. - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Scott@Bjorn3D · 10-11-2009, 06:55 AM

Well State Farm raised my insurance 40.00 every six months. Here is the explanation.

"The claim experience on your make and model of vehicle has resulted in an increase to your vehicle rating group for comprehensive and /or collison."

CatiaJockey · 10-11-2009, 07:21 AM

Same here mine went up $72 annually. Sure is a quick rate increase.

dmo · 10-11-2009, 08:33 AM

USAA for me. I'll let you know.

tradosaurus · 10-11-2009, 08:39 AM

I had State Farm for about 15 years until I moved to another state and they wanted to raise my rate $90/month.

I've never been back and most likely never will.

swansor · 10-11-2009, 08:51 AM

Im already paying too much with Statefarm. Time to give USAA a call

SPANKT U · 10-11-2009, 09:03 AM

GEICO $580.00 per year

swansor · 10-11-2009, 09:06 AM

Quote:

Originally Posted by SPANKT U

GEICO $580.00 per year

Wow I pay close to 700 for 6 months here in South Florida...

MEDISIN · 10-11-2009, 09:12 AM

Just checked my USAA 6 month premium is still $246 but keeping an eye on it now

SPANKT U · 10-11-2009, 09:14 AM

I guess I should have said that this isn't my daily driver..

Banshee · 10-11-2009, 10:06 AM

I was quoted $69 and change in January...When I finally got the Camaro in May the rate was, get this $90. then 2 months later $110, then $130

STATE FARM

I switched from Progressive to State Farm because of the great rates...and what I feared would occur did. Bait and switch.

Anyhow, I cancelled them and went with AAA. Camaro $359 6 months, 03 Cavalier $202 every 6 months. Saved $1000 a year changing. To get the best rates you MUST have a second car AND classify the Camaro as pleasure under 7500 miles a year. If you really do not drive the car but 3000 miles a year, and you do not classify Camaro as such, you could unnecessarily be paying alot more for nothing. There is a huge rate difference between 7500 mile and 3000 mile, so insure accordingly. Difference was $38 a month between pleasure under 7500 mile and pleasure 3000 mile..

And don't forget to drop the collision in winter if you are not driving it. PenFed says no problem and so do most lending institutions.

topgun1 · 10-11-2009, 10:33 AM

I used to be with Nationwide, then they became too expensive, then I switched to State Farm, were low at first, then they were upping rates every term as well, so then I got a company who a friend works for who underwrites for Allstate with high coverage and low deductibles for my SS and my Volvo for $75 a month! I've had him for a few years, and was only paying $38 a month prior

SlingShot · 10-11-2009, 10:40 AM

Quote:

Originally Posted by swansor

Wow I pay close to 700 for 6 months here in South Florida...

Everyone in Florida pays for above average rates..... Guess someone has to pay for all those hurricanes we don't get ......

Another thing that pisses me off about insurance, is the way States guarantee them a profit.... That's just wrong !!!! If it's a gamble for me to have insurance, it should be a gamble for them as well .....

fox840505 · 10-11-2009, 02:04 PM

I just switched to State Farm and my insurance only went up $15 a month to $137. I had an 08 Silverado. Now I did have to include renters insurance that lowered my payments from $160 to $137 and I only pay $6 bucks in renters insurance. Just an idea to keep payments low, they do give a nice discount for multi plans

SirBrad · 10-11-2009, 02:18 PM

Oh how American is it that we pay for others mistakes.

10-11-2009, 06:55 AM	#1
Scott@Bjorn3D Drives: Kami, 2013 2SS LS3 Luvin Join Date: Oct 2008 Location: Eufaula, Alabama Posts: 6,427	Well get ready gang, insurance is going up. Well State Farm raised my insurance 40.00 every six months. Here is the explanation. "The claim experience on your make and model of vehicle has resulted in an increase to your vehicle rating group for comprehensive and /or collison." Last edited by Scott@Bjorn3D; 10-11-2009 at 07:28 AM.

10-11-2009, 07:21 AM	#2
CatiaJockey Drives: 2010 2LT RS Join Date: Mar 2008 Location: Ocean Springs, Ms Posts: 2,799 View My Garage	Same here mine went up $72 annually. Sure is a quick rate increase. __________________

10-11-2009, 08:33 AM	#3
dmo Drives: 2SS RS Join Date: Jul 2009 Location: Baltimore, MD Posts: 86 View My Garage	USAA for me. I'll let you know. __________________

10-11-2009, 09:12 AM	#8
MEDISIN Drives: 2011 CTS-V Sedan Join Date: May 2009 Location: Chapel Hill, NC Posts: 1,505 View My Garage	Just checked my USAA 6 month premium is still $246 but keeping an eye on it now __________________ 2012 - Present: 2011 CTS-V Sedan, A6, Airaid, Zmax TB and Tune by R.P.M. = 535 hp/503 lb-ft. 2009 - 2012: 2010 2SS RS IBM M6, MGW Shifter, BMR Trailing Arms/Tunnel Brace, Roto-Fab CAI, VMAX Ported TB, Kooks 6511-Complete (Headers, X-Pipe, Mufflers), dyno tuned by R.P.M. = 415 hp/412 lb-ft. "Not giving a f^k is truly the greatest luxury, and no luxury car gives fewer f^k's than a CTS-V." - Matt Hardigree

10-11-2009, 10:06 AM	#10
Banshee Institutionally Insane Drives: 2013 IOM 2SS/RS 1LE Join Date: Feb 2009 Location: Detroit MI Posts: 2,115 View My Garage	I was quoted $69 and change in January...When I finally got the Camaro in May the rate was, get this $90. then 2 months later $110, then $130 STATE FARM I switched from Progressive to State Farm because of the great rates...and what I feared would occur did. Bait and switch. Anyhow, I cancelled them and went with AAA. Camaro $359 6 months, 03 Cavalier $202 every 6 months. Saved $1000 a year changing. To get the best rates you MUST have a second car AND classify the Camaro as pleasure under 7500 miles a year. If you really do not drive the car but 3000 miles a year, and you do not classify Camaro as such, you could unnecessarily be paying alot more for nothing. There is a huge rate difference between 7500 mile and 3000 mile, so insure accordingly. Difference was $38 a month between pleasure under 7500 mile and pleasure 3000 mile.. And don't forget to drop the collision in winter if you are not driving it. PenFed says no problem and so do most lending institutions. __________________ It's got a cop motor, a 440 cubic inch plant, it's got cop tires, cop suspension, cop shocks. It's a model made before catalytic converters so it'll run good on regular gas. What do you say, is it the new Bluesmobile or what?

10-11-2009, 08:39 AM	#4
tradosaurus Account Suspended Drives: 2010 F150 Lariat, Candy Red Join Date: Aug 2009 Location: Texas Posts: 1,279	I had State Farm for about 15 years until I moved to another state and they wanted to raise my rate $90/month. I've never been back and most likely never will.

10-11-2009, 08:51 AM	#5
swansor Drives: 2010 2SS ABM Join Date: Jul 2009 Location: Boca Raton, Fl Posts: 374	Im already paying too much with Statefarm. Time to give USAA a call

10-11-2009, 09:03 AM	#6
SPANKT U Drives: 2010 2SSRS Inferno Orange LS3 Join Date: Aug 2009 Location: SoCal Posts: 144	GEICO $580.00 per year

10-11-2009, 09:14 AM	#9
SPANKT U Drives: 2010 2SSRS Inferno Orange LS3 Join Date: Aug 2009 Location: SoCal Posts: 144	I guess I should have said that this isn't my daily driver..

10-11-2009, 10:33 AM	#11
topgun1 Drives: 10 SIM 2SS/RS LS3 Join Date: May 2008 Location: Winston-Salem, NC Posts: 1,940 View My Garage	I used to be with Nationwide, then they became too expensive, then I switched to State Farm, were low at first, then they were upping rates every term as well, so then I got a company who a friend works for who underwrites for Allstate with high coverage and low deductibles for my SS and my Volvo for $75 a month! I've had him for a few years, and was only paying $38 a month prior __________________ 5th Gen Camaros of the Carolinas SIM, 2SS/RS LS3 5/7/11 453.9 RWHP 427.5 RWTQ VMS Stage 2.5 Comp Cams kit, Cold Air Inductions intake, ADM race scoop, DT 1 3/4" headers, Solo cats, 3" Magnaflow catback, Pypes cutouts, HP tune, H&R SuperSport springs, Eibach sways/spacers, TexasSpeed UD pulley, LSR tensioner pulley, Barton shifter, skip shift eliminator, powder-coated calipers, R1 concept rotors, StopTech pads, Granatelli wires, Lloyds mats, tint, AAC afterburner taillamps, AAC scanner/sidemarkers, SRP pedals, custom engine cover, black bowties, Ridergraphix hood spears....

10-11-2009, 02:04 PM	#13
fox840505 Drives: black rs/ss w/ silver striping Join Date: Oct 2009 Location: Ellsworth AFB Posts: 14	I just switched to State Farm and my insurance only went up $15 a month to $137. I had an 08 Silverado. Now I did have to include renters insurance that lowered my payments from $160 to $137 and I only pay $6 bucks in renters insurance. Just an idea to keep payments low, they do give a nice discount for multi plans

10-11-2009, 02:18 PM	#14
SirBrad The Captain Drives: 2010 2LT/RS SIM Join Date: May 2009 Location: Freehold, NJ Posts: 1,499	Oh how American is it that we pay for others mistakes.

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Cheap LS insurance?	Danko	5th Gen Camaro SS LS LT General Discussions	7	09-21-2009 12:48 PM
#4768 - Delivered and Made Ready the Right Way!	Number_9	5th Gen Camaro SS LS LT General Discussions	62	07-16-2009 02:42 AM
Important news for those with insurance questions!	Rallysport	Off-topic Discussions	2	03-11-2009 11:08 PM
And Another Car Crash...	GTAHVIT	Off-topic Discussions	73	01-12-2009 11:43 AM