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12-22-2009, 05:17 PM
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#1 |
 Drives: 2010 1LT CYBER GREY Join Date: Jul 2009
Location: SOCAL
Posts: 123
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Lunchbreak massacre
So I was headed home for lunch today on my regular route about to make a right off the major road I was on when: #SMASH#. The car that was in the lane to the left of me decided to merge into my car without looking. His red paint is now scattered across every panel on the drivers side of my once beautiful CGM Camaro...
Luckily, no one was hurt and he did have legit insurance. My first conversations with his insurance compnay went well, but then once my official adjuster got on with me she made me quite nervous, explaining that they are only going to pay if he admits fault. That I should call my insurance company and consider filing a cliam as well, I certianly dont want to be held responsible or have to come out of pocket for my deductable. I can't imagine a situation where this could possibly be my fault but the adjuster said in cases of accidents with vehicles merging it can be hard to determine who is at fault and that if he claims I merged into him than they will not pay the claim. Have any of you had similar situations? What was the resolve/how did you handle it. The guy admitted it was his fault at the scene but we didjnt call the cops and he could barely speak English so who knows if he knew what was going on, plus he had someone with him in his car if the two of them were to cliam it was my fault would I be screwed cause there were no ther witnesses? Im really frustarted right now. |
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12-22-2009, 05:22 PM
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#2 |
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I am the internets.
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Lawyer.
Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer Lawyer
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12-22-2009, 05:25 PM
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#3 | |
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Drives: 2010 1LT CYBER GREY Join Date: Jul 2009
Location: SOCAL
Posts: 123
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12-22-2009, 05:25 PM
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#4 | ||
            
Drives: 2010 Camaro 2LT/RS ABM Join Date: Sep 2009
Location: Sugar Land, TX
Posts: 13,075
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I have been in a situation similar to this...you should have called the cops no matter what...i cant believe you didnt call the cops...ive learned from my mistake...i wouldnt let anyone off that easy...im pretty sure ur screwed cuz if they have the option of saying its your fault im pretty sure they are gonna use it...i just hope everything turns out for the best...keep us updated...
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2LT, RS, AT6 ABM, Gray Leather
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1100 Order accepted at dealer: 9/15/2009 - NPGV41. 2000 Order accepted by GM: 9/29/2009 3000 Accepted By Production Control: 9/30/2009 - TPW 10/26/09 3100 Sequenced:10/12/09 3300 Scheduled For Production:10/13/09 3400 Broadcast:10/22/09 3800 Produced:10/27/09 4000 Available To Ship:10/28/09 4200 Shipped:10/29/09 5000 Delivered To The Dealer:11/09/09 6000 Delivered To Customer:11/12/09 |
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12-22-2009, 05:26 PM
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#5 |
Drives: 10 1LT SIM; 91 B4C sleeper Z Join Date: Aug 2009
Location: Ft. Mitchell, Alabama
Posts: 7,198
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 You call the police! At least then it's documented. Even if you get a lawyer now it's your word against his with no documentation or police involvement. He may have admitted fault at the scene, but you can't count on that in court. Call them now! See what they can do.
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Pedders Pace Car Package, Injen CAI, Flowmaster AT, AAC Lighting, ZL1 fascia/skirts, RKSport Ram Air hood, vented fenders, painted stripes (Gary's Customz), Honor and Valor badged (Thank you, John)
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12-22-2009, 05:29 PM
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#6 |
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Camaro Girl ~
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Sorry to hear.
Glad you're ok. Anytime you think the damage is over $500 -- call the police so they can do a report. Oh yeah, and try to grab a witness. Good luck with everything. |
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12-22-2009, 05:29 PM
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#7 |
 
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Always call the cops. His word is no more trustworthy as yours now when it comes to the insurance companies. Always have it documented. It is the classic he said, she said deal. Hope everything works out in your favor. Good Luck.
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12-22-2009, 05:29 PM
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#8 |
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7 year Cancer Survivor!
Drives: 17 Cruze RS, 07 G6 GT, 99 Astro Join Date: Dec 2007
Location: East Tennessee
Posts: 21,546
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ALways call the cops no matter no matter how small the damage is or how much the other guy says it's his fault and he will pay... you need witnesses...and a police report...
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Cancer's a bitch! Enjoy life while you can! LIVE, LOVE, DRIVE...
The Bird is the word! |
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12-22-2009, 05:33 PM
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#9 |
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Only problem with calling the police, is that if they file a report, you all get dinged a point on your record even if you weren't at fault. I had a fender bender earlier in the year where a minivan hit the car behind me whom in turn hit my bumper. Cop arrived and said that we'd all get dinged, or, just let the insurance companies take care of it. Luckily for me, the guy that started the small chain admitted full fault, but it could have gone the other way just as easily.
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2SS RS Black on Black, 6sp Auto, Sunroof
1100 - 9/17/09 *cliff notes* Delivered to customer 11/24/09 - Happy ever since. |
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12-22-2009, 05:38 PM
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#10 |
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Drives: 2010 1LT CYBER GREY Join Date: Jul 2009
Location: SOCAL
Posts: 123
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Van Nuys Cops
I know I know, you guys are so right I should have called the cops, I will now and give a verbal report, but all I can say is Van Nuys cops suck and it wouldve taken hours for them to come to the scene Im sure, so in a way Im still glad I didnt waste my day waiting for them...
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12-22-2009, 05:38 PM
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#11 | |
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1 Point vs. Money out of my pocket. Point wins. |
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12-22-2009, 05:39 PM
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#12 |
Drives: SUMMIT WHITE 2SS/RS CAMARO Join Date: Feb 2008
Location: 2018: Lakewood Ranch, Fl.
Posts: 8,179
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I was a field adjuster for many years. Don't get too nervous. His company will not admit responsibility or agree to pay for the damage to your car until they speak to their insured. He may agree he hit you and you will be OK.
Forget about lawyers for now (unless you have an uncle whose one) as they just want your money. Get an estimate-How much damage do you have ?. If his company refuse to pay you can always go through small claims court if the damage is under the Ca limit. Last choice, go through your own company and let them fight it out. Good luck.
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12-22-2009, 05:43 PM
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#13 | |
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7 year Cancer Survivor!
Drives: 17 Cruze RS, 07 G6 GT, 99 Astro Join Date: Dec 2007
Location: East Tennessee
Posts: 21,546
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Quote:
Obviously the guy that changed lanes would have gotten a ticket here for "Failure to Yield right of way"
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Cancer's a bitch! Enjoy life while you can! LIVE, LOVE, DRIVE...
The Bird is the word! |
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12-22-2009, 05:48 PM
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#14 | |
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Raining Blood
Drives: 2014 SS Performance Sedan Join Date: Oct 2009
Location: facebook
Posts: 2,682
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Ordered 1/9/12 - Born 2/3/12 - Delivered 2/21/12 - '12 1SS/RS Summit White - TRADED.
 2014 SS Performance Sedan #2974 - Red Hot 2 - S/R. & Spare. Built 01/09/14 #238 of 291 as configured |
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