Desperate for Synergy Camaro - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

ricketki · 02-08-2010, 02:47 PM

Hey guys whats up? I really want to get the synergy green camaro. Do you guys know of any way i can get that car. I have a credit score of 529 I am willing to finance the car and every dealer i go to they suggest i should get a co-signer which i do not have I am trying to save to buy it cash but by the time i am finish saving the synergy green will be gone and that is the car i want. SO do anyone have any suggestions on what i can do to get this car or know of any loan companies etc.

Camarofan69 · 02-08-2010, 02:53 PM

sell a kidney. or a testicle.

without cash good credit or a cosigner you are out of luck.

cab2g · 02-08-2010, 02:54 PM

Not to make you feel worse, but 529 is considered VERY risky for lenders. You pretty much need a cosigner. You can always just save up for the car and buy a used one off of ebay once you can pay cash for it.

But in the meantime get a secured loan and make payments on it for a year. This will boost your credit score. You basically give the bank some cash. They give you a loan for the amount of cash you gave the bank. the bank will put your cash in a CD and the loan interest will only be a couple percent higher than the CD. These payments will be added to your credit report and with a 529 score, it should help quite a bit. I'm not sure if it'll help enough not to need a cosigner though because many people with scores in the low/mid 600s need cosigners.

McBain · 02-08-2010, 02:54 PM

Not with that credit score.

toesuf94 · 02-08-2010, 03:02 PM

Good luck.

mulehead7 · 02-08-2010, 03:41 PM

Join a credit union. Talk with the credit manager. Synergy Camaros will be built until the end of May. There will be some available later this summer. That gives you 6 months to save.

Our1stCamaro · 02-08-2010, 03:51 PM

The CD secured loan sounds like a plan. Credit unions try to help their members with loans but they must have decent credit. Some credit unions don't require an immediate family member to co-sign. I would check out the credit unions and if you know a friend that wouldn't mind co-signing for you. Good luck!

papabearcamaro · 02-08-2010, 04:55 PM

Wow Not to be rude but that is a very crappy credit score. If I was a friend or family member of yours and you asked me to cosign for a loan I would have to tell you no way. With a score like that and no cosigner I think you are pretty much SOL.

Camarofan69 · 02-08-2010, 05:04 PM

o and your credit score is worth way more than the momentary gratification of haveing a new car. if you dont have a great credit score you will have a tough road ahead of you.

everything in this world revolves around your credit score.

02-08-2010, 02:47 PM	#1
ricketki Drives: n/a Join Date: Jan 2010 Location: east orange nj Posts: 22	Desperate for Synergy Camaro Hey guys whats up? I really want to get the synergy green camaro. Do you guys know of any way i can get that car. I have a credit score of 529 I am willing to finance the car and every dealer i go to they suggest i should get a co-signer which i do not have I am trying to save to buy it cash but by the time i am finish saving the synergy green will be gone and that is the car i want. SO do anyone have any suggestions on what i can do to get this car or know of any loan companies etc.

02-08-2010, 02:54 PM	#3
cab2g love. my. car. Drives: 2011 2SS/RS Join Date: Jul 2009 Location: Chicago Posts: 3,372 View My Garage	Not to make you feel worse, but 529 is considered VERY risky for lenders. You pretty much need a cosigner. You can always just save up for the car and buy a used one off of ebay once you can pay cash for it. But in the meantime get a secured loan and make payments on it for a year. This will boost your credit score. You basically give the bank some cash. They give you a loan for the amount of cash you gave the bank. the bank will put your cash in a CD and the loan interest will only be a couple percent higher than the CD. These payments will be added to your credit report and with a 529 score, it should help quite a bit. I'm not sure if it'll help enough not to need a cosigner though because many people with scores in the low/mid 600s need cosigners. __________________

02-08-2010, 03:41 PM	#6
mulehead7 stubborn as a ... Drives: '94 Trans Am Join Date: Jan 2010 Location: K.C. MO Posts: 464 View My Garage	Join a credit union. Talk with the credit manager. Synergy Camaros will be built until the end of May. There will be some available later this summer. That gives you 6 months to save. __________________

02-08-2010, 04:55 PM	#8
papabearcamaro Drives: 2012 Chevrolet Silverado 4x4 Z71 Join Date: Dec 2009 Location: WI. Posts: 1,744	Wow Not to be rude but that is a very crappy credit score. If I was a friend or family member of yours and you asked me to cosign for a loan I would have to tell you no way. With a score like that and no cosigner I think you are pretty much SOL. __________________ SOLD(Traded for 2012 Silverado Z71 4x4 and 2012 Sonic Hatch.)...2010 Camaro 1SS/RS/LS3,yellow with House of Kolor Tangerine Pearl rally stripes,manual trans.Hurst short throw shifter,4 pack rally gauges,Roto-Fab air intake,Kooks long tube headers with high-flow cats,Borla S-Type catback exhaust,Comp Cam,PRC ported heads,Maggie with 3.6 pulley and 1:1 cog drive,secondary fuel system with 65lb injectors,ADM digital A/F and Boost gauge,Pfadt trailing arms and subframe bushings.614.25rwhp/566.82rwtq on 8# of boost. 2012 Chevrolet Silverado 1500 EX.Cab 4X4 Z71.

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02-08-2010, 02:53 PM	#2
Camarofan69 The Autoglass Guy Drives: 1969 SS 396, 1969 SS , 2010 RS Join Date: May 2009 Location: Corvallis MT Posts: 869 View My Garage	sell a kidney. or a testicle. without cash good credit or a cosigner you are out of luck.

02-08-2010, 02:54 PM	#4
McBain The Normandy Drives: Black 2LT-RS Join Date: Jan 2010 Location: Austin-TX Posts: 93	Not with that credit score.

02-08-2010, 03:02 PM	#5
toesuf94 Drives: THR #11 E-force supercharged Join Date: Jul 2008 Location: Cedar Rapids, IA Posts: 4,746	Good luck.

02-08-2010, 03:51 PM	#7
Our1stCamaro Drives: VR 2ssRs Join Date: Sep 2009 Location: Houston,Tx Posts: 177	The CD secured loan sounds like a plan. Credit unions try to help their members with loans but they must have decent credit. Some credit unions don't require an immediate family member to co-sign. I would check out the credit unions and if you know a friend that wouldn't mind co-signing for you. Good luck!

02-08-2010, 05:04 PM	#9
Camarofan69 The Autoglass Guy Drives: 1969 SS 396, 1969 SS , 2010 RS Join Date: May 2009 Location: Corvallis MT Posts: 869 View My Garage	o and your credit score is worth way more than the momentary gratification of haveing a new car. if you dont have a great credit score you will have a tough road ahead of you. everything in this world revolves around your credit score.