You are browsing camaro5 
 |
|
07-22-2010, 03:28 PM
|
#1 |
|
They call me captain slow
Drives: 2010 camaro lt Join Date: Jun 2010
Location: Springfield Illinois
Posts: 1,241
|
Financing
How many of u went thru somewhere else besides gmac for financing?
|
|
|
|
07-22-2010, 03:32 PM
|
#2 |
|
Barossa's handler
Drives: 2LT/RS RJT Join Date: Mar 2010
Location: Highland Chev,Aurora Ontario
Posts: 1,097
|
TD for me. THe bank offered a better rate than GMAC.
__________________
SLP's GTA Master Specialty Vehicle and Master Parts Dealer
 |
|
|
|
|
07-22-2010, 03:32 PM
|
#3 |
|
ARMY of one.
Drives: 2011 Black SS/RS Join Date: Jul 2010
Location: Houston Tx. from Lafayette La.
Posts: 823
|
Credit Manager gave me some crazy assed quote from City and said GMAC was a No-GO. Odd LOL my credit is above 700.
I told him State Farm offered to finance it for me. He called me back 5 minutes later with a different tone and said GMAC offered me 3 points below City.... I took it. Funny: the person at GMAC fat fingered the APR when putting it into the system, which the Finance manager pointed out to me it was 1/2 a point lower than the APR quote. He then said "screw those azzholes, if they gave you 1/2 a point less out of stupidity then 1/2 a point less is what you'll get!" And that is what I got.
__________________
|
|
|
|
|
07-22-2010, 03:34 PM
|
#4 |
|
"Back in Black"
Drives: '10 1LT/RS Black w/Silver Stripes Join Date: Jul 2010
Location: Denver, CO
Posts: 1,329
|
I got financed through GMAC... but then got a call from a Wells Fargo rep that said I was able to get a lower rate (along with a voicemail from my dealer rep that said to call this Fargo lady). I haven't heard back after a few calls. So not sure what's up with that.
__________________
 To the Jerkoff in SW Denver Driving the Black Camaro: Quit making us look bad by driving like a tool and cutting people off (my wife included)!  |
|
|
|
|
07-22-2010, 03:34 PM
|
#5 |
|
Rudack
|
Credit Union - Got a much lower rate.
__________________
ABM 2SS/RS #33390
|
|
|
|
|
07-22-2010, 03:35 PM
|
#6 |
    Drives: Used to have 2010 SGM Join Date: Jul 2010
Location: Charles Town, WV
Posts: 1,314
|
Credit union. Preapproved walked in with a check.
|
|
|
|
|
07-22-2010, 03:37 PM
|
#7 |
|
Chris
Drives: 2010 2SS/RS CGM Join Date: Jul 2010
Location: Houston
Posts: 55
|
Credit Union as well, took 10 minutes, got a check, and got a point taken off for doing payroll deduct :-)
__________________
2010 SSRS - CGM
Nosce Te Ipsum |
|
|
|
|
07-22-2010, 03:37 PM
|
#8 |
|
"Back in Black"
Drives: '10 1LT/RS Black w/Silver Stripes Join Date: Jul 2010
Location: Denver, CO
Posts: 1,329
|
I'm going to have this car paid off in 24 months... but I may re-finance here in two months or so with a credit union to get the rate lowered (so I pay less in the end). Credit Unions are usually the way to go.
__________________
To the Jerkoff in SW Denver Driving the Black Camaro: Quit making us look bad by driving like a tool and cutting people off (my wife included)! |
|
|
|
|
07-22-2010, 03:41 PM
|
#9 |
|
Mischief Managed
Drives: 2SS/RS RJT with silver rallys Join Date: Aug 2009
Location: Southbound
Posts: 8,179
|
I had to use a credit union -- GMAC pre-approved me but the interest was like something insane...
|
|
|
|
|
07-22-2010, 03:44 PM
|
#10 |
Drives: 2010 RY 2SS/RS Join Date: Dec 2007
Location: Miami
Posts: 828
|
financed through JP Morgan who then sold the loan to US Bank. 5 years at 4.27%
__________________
  |
|
|
|
|
07-22-2010, 03:45 PM
|
#11 |
|
They call me captain slow
Drives: 2010 camaro lt Join Date: Jun 2010
Location: Springfield Illinois
Posts: 1,241
|
I might do a credit union, how hard to is it to get financed thru them? If u have good credit. Would I get a better interest rate if I got my father to cosign? His credit is basicly perfect
|
|
|
|
|
07-22-2010, 04:03 PM
|
#12 |
 
Drives: 12 LS M6 All Blk Join Date: Jul 2010
Location: Delray Beach,Florida
Posts: 219
|
This is something thats been on my mind alot lately....I've recently got my credit in good standing but I've never applied for a loan this big. Even with like 7500-10000 down I'm concerned they may try me when we go in that finance room?
|
|
|
|
|
07-22-2010, 04:13 PM
|
#13 |
 
Drives: 2010 Camaro 2SS RS Join Date: Oct 2008
Location: Las Vegas, NV
Posts: 109
|
I went with Bank of America. The dealership's interest rate was way too high, (I have no idea who they were using for financing). The lowest rate that they would offer me was 5.09% for 60 months, (and i have an 802 credit rating)! I applied on-line with Bank of America and had a response in a few minutes at 2.44%.
|
|
|
|
|
07-22-2010, 04:14 PM
|
#14 | |
|
v It bites.
Drives: 2011 IBM 2SS/RS Join Date: May 2008
Location: Orlando, FL
Posts: 3,580
|
Quote:
Bring a check...walk out |
|
|
|
|
|
|
|
|
 |
|
|
Similar Threads
|
||||
| Thread | Thread Starter | Forum | Replies | Last Post |
| Getting screwed during financing | dr1ven | Camaro Price | Ordering | Tracking | Dealers Discussions | 23 | 01-04-2010 03:43 PM |
| Wanting a new Camaro, question about financing. | Bryan | Camaro Price | Ordering | Tracking | Dealers Discussions | 18 | 10-28-2009 07:27 PM |
| 3.7%, 3.8%, 3.9% Financing (66 months). Find out how... | TAG UR IT | Camaro Price | Ordering | Tracking | Dealers Discussions | 8 | 05-28-2009 01:24 PM |
| Who wants to see 0% financing available from GM on all GM vehicles? | TAG UR IT | 5th Gen Camaro SS LS LT General Discussions | 61 | 05-19-2009 08:37 AM |
| GMAC Financing problems | rolnslo | Camaro Price | Ordering | Tracking | Dealers Discussions | 13 | 10-15-2008 12:15 AM |
