Collector car insurance on a 5? - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Joe.G · 05-05-2025, 04:39 PM

I use Haggerty currently and I am happy with them, The Owner of Grundy lives near me and I was at his home a little while back and he was a nice guy, I am going to look into them when my policy is up and may or may not change.

SummitWhite11 · 05-05-2025, 08:27 PM

Quote:

Originally Posted by InFiD3ViL

$900 a year is fantastic! I am with Progressive currently and my Camaro is like $120 a month. I also pay $102 monthly for my 2004 Escalade and...over $200 per month for my 2015 Corolla S. When I only had my Corolla insured through Progressive it was $309 per month. Florida is a nightmare for insurance these days. These are all at full coverage (lowest levels) with $1000 deductibles at 50 years old, a clean driving record, and good credit score. I am currently shopping for new insurance, if you could imagine.

Would you believe me that 3 years ago I was paying $530 for 1 year for the same coverage? Yeah that's how bad it went up down here in Florida. We are paying for the other irresponsible drivers bringing in their bad habits from their third world countries or whatever state they came from. They should be paying the higher premiums and not punishing the good drivers with excellent credit etc... Gets my blood boiling.

SummitWhite11 · 05-05-2025, 08:28 PM

Quote:

Originally Posted by mlee

I pay slightly less for Grundy... $1,740 - 2 cars and valued at 70k each. If I dropped it to 25k like yours it would be quite a bit less.

Dang! I cam imagine.

2010sgm · 05-07-2025, 09:18 AM

i have grundy at 15k value on my 2010 i pay 218 a year to me money well spent

SummitWhite11 · 05-07-2025, 04:32 PM

Quote:

Originally Posted by 2010sgm

i have grundy at 15k value on my 2010 i pay 218 a year to me money well spent

How did you manage to swing that? What are the limitations of using the vehicle etc??? What coverages do you have?

*mlee* · 05-08-2025, 09:22 AM

Quote:

Originally Posted by SummitWhite11

How did you manage to swing that? What are the limitations of using the vehicle etc??? What coverages do you have?

There are no limitations other than you need to prove that you have a daily driver. That's why I went with Grundy over Haggerty.

It would cover your regular liability insurance and then up to the value you specify for your car.

Joe.G · 05-08-2025, 09:49 AM

What about Track day coverage?

*mlee* · 05-08-2025, 09:51 AM

Quote:

Originally Posted by Joe.G

What about Track day coverage?

Whole different animal there. Haggerty does one that covers you for about 3 days but be prepared for sticker shock

Joe.G · 05-08-2025, 11:42 AM

Yes Haggerty does cover me was wondering if the others didaswell.

Ashen 6.2 · 05-08-2025, 12:47 PM

I went through Sick Insurance (https://www.sickthemagazine.com/sick-insurance) which uses American Modern. For $50K replacement value and 3K mile cap it was like $790 a year for me.

SS_Dave · 05-08-2025, 01:02 PM

Quote:

Originally Posted by Ashen 6.2

I went through Sick Insurance (https://www.sickthemagazine.com/sick-insurance) which uses American Modern. For $50K replacement value and 3K mile cap it was like $790 a year for me.

That's pretty good as I'm paying about $600/yr for $20K with Hagerty. Might have to check that out.

SummitWhite11 · 05-09-2025, 07:50 PM

Quote:

Originally Posted by mlee

There are no limitations other than you need to prove that you have a daily driver. That's why I went with Grundy over Haggerty.

It would cover your regular liability insurance and then up to the value you specify for your car.

I will have to give Grundy a call. I have a DD that I use for work daily etc... I drive the Camaro maybe 1-2 times a week or once every other week. 3k miles a year give or take. However Grundy sounds too good to be true IMHO!

2010sgm · 05-12-2025, 07:38 AM

Quote:

Originally Posted by SummitWhite11

I will have to give Grundy a call. I have a DD that I use for work daily etc... I drive the Camaro maybe 1-2 times a week or once every other week. 3k miles a year give or take. However Grundy sounds too good to be true IMHO!

Grundy is pretty much pleasure driving only and while i do drive mine to work once and while i can always use the i was taking it to get repaired excuse. My friend has had numerous claims paid by grundy with zero issues...

el ess A · 05-14-2025, 09:49 AM

Make darn sure whichever insurance company you use, get "agreed value" not "stated value". Agreed value is what you and the insurance company agrees to payout max on a loss. With stated value, they will pay up to "stated value" or Actual Cash Value (ACV), whichever is less. But in the meantime, if stated value is twice ACV, you'll pay a higher premium for basically nothing. Might as well just burn the extra money. If ACV is significantly less than stated value, you'll have to prove beyond a shadow of a doubt it's value is at stated value. PITA.

05-05-2025, 04:39 PM	#15
Joe.G Drives: 2014 2SS/RS 6SP Ashen Grey Join Date: Aug 2021 Location: NY Posts: 1,804	I use Haggerty currently and I am happy with them, The Owner of Grundy lives near me and I was at his home a little while back and he was a nice guy, I am going to look into them when my policy is up and may or may not change. __________________ GM 3.91/TrueTrac OEM ZL1 Rims, 6 Piston Brakes & Side Skirts.ACST4 Splitter/Deflectors NPP M2W,GM Short Throw,GPI Ported Rod Mod,BO White PTB,CAI/JRE Scoop, GC Aluminum DS,Stainless Works Ceramic LTH/HiFlo Cats, Hotckis 1" Springs & Chassis Max Brace BMR Adjustable Swaybars,Trailing Arms, Adjustable Toe Rod, LCA & Z28 UCA Bushings Hendrix Solid Cradle Bushings Pedders Radius Rod Inserts Strut tower brace, Moroso Catch Can,SCT X4 Dynosteve,Remote Clutch reservoir,Hero Smoked Tail and 3rd Brake Light, Diode Dynamic SL1 Fog Lights AeroForce Dual gauge/Autometer pillar mount.

05-07-2025, 09:18 AM	#18
2010sgm Drives: 2010 Camaro 1LT Join Date: Dec 2022 Location: Williamsburg, VA Posts: 649 View My Garage	i have grundy at 15k value on my 2010 i pay 218 a year to me money well spent __________________ David Vianu 2010 Synergy Green 1LT

05-08-2025, 09:49 AM	#21
Joe.G Drives: 2014 2SS/RS 6SP Ashen Grey Join Date: Aug 2021 Location: NY Posts: 1,804	What about Track day coverage? __________________ GM 3.91/TrueTrac OEM ZL1 Rims, 6 Piston Brakes & Side Skirts.ACST4 Splitter/Deflectors NPP M2W,GM Short Throw,GPI Ported Rod Mod,BO White PTB,CAI/JRE Scoop, GC Aluminum DS,Stainless Works Ceramic LTH/HiFlo Cats, Hotckis 1" Springs & Chassis Max Brace BMR Adjustable Swaybars,Trailing Arms, Adjustable Toe Rod, LCA & Z28 UCA Bushings Hendrix Solid Cradle Bushings Pedders Radius Rod Inserts Strut tower brace, Moroso Catch Can,SCT X4 Dynosteve,Remote Clutch reservoir,Hero Smoked Tail and 3rd Brake Light, Diode Dynamic SL1 Fog Lights AeroForce Dual gauge/Autometer pillar mount.

05-08-2025, 11:42 AM	#23
Joe.G Drives: 2014 2SS/RS 6SP Ashen Grey Join Date: Aug 2021 Location: NY Posts: 1,804	Yes Haggerty does cover me was wondering if the others didaswell. __________________ GM 3.91/TrueTrac OEM ZL1 Rims, 6 Piston Brakes & Side Skirts.ACST4 Splitter/Deflectors NPP M2W,GM Short Throw,GPI Ported Rod Mod,BO White PTB,CAI/JRE Scoop, GC Aluminum DS,Stainless Works Ceramic LTH/HiFlo Cats, Hotckis 1" Springs & Chassis Max Brace BMR Adjustable Swaybars,Trailing Arms, Adjustable Toe Rod, LCA & Z28 UCA Bushings Hendrix Solid Cradle Bushings Pedders Radius Rod Inserts Strut tower brace, Moroso Catch Can,SCT X4 Dynosteve,Remote Clutch reservoir,Hero Smoked Tail and 3rd Brake Light, Diode Dynamic SL1 Fog Lights AeroForce Dual gauge/Autometer pillar mount.

05-08-2025, 12:47 PM	#24
Ashen 6.2 Drives: 2014 Camaro Z/SS Join Date: May 2014 Location: NW Arkansas Posts: 2,174 View My Garage	I went through Sick Insurance (https://www.sickthemagazine.com/sick-insurance) which uses American Modern. For $50K replacement value and 3K mile cap it was like $790 a year for me. __________________ 2014 Camaro SS L99, Ashen Grey w/Black Leather - Build thread - http://www.camaro5.com/forums/showthread.php?t=491561 Tuned by Ben @BWTuned, GPI 416 w/GPI S/C Cam, GPI Ported Heads, Holley Dominator ECU, Mag Heartbeat, ZL1 Fuel Pump/DSX Aux Pump, NW 103 TB, FIC 1650's, Alky Meth, Rossler T400 w/t-brake, Circle D Converter, Kooks Headers, Viking Coil Overs & all the BMR Goodies in the rear, Zl1 3.73 Diff, DSS Axles, Wiles Racing Driveshaft, Hendrix Offset Diff Bushings, AFE Solid Subframe Bushings, 875HP/843TQ 5FDP

05-14-2025, 09:49 AM	#28
el ess A Older Than Dirt Drives: 2010 & 2013 Camaros Join Date: Apr 2010 Location: Aiken, SC Posts: 4,686	Make darn sure whichever insurance company you use, get "agreed value" not "stated value". Agreed value is what you and the insurance company agrees to payout max on a loss. With stated value, they will pay up to "stated value" or Actual Cash Value (ACV), whichever is less. But in the meantime, if stated value is twice ACV, you'll pay a higher premium for basically nothing. Might as well just burn the extra money. If ACV is significantly less than stated value, you'll have to prove beyond a shadow of a doubt it's value is at stated value. PITA. __________________ 2010 2SS TE, 1 of 822/2013 Camaro ZL1 vert, 1 of 54