??? for an insurance agent - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

DarrenJ · 01-19-2011, 09:27 PM

No on engine, yes on body damage from said accident, but your collision deductible would apply.

RAYSRT8 · 01-19-2011, 09:34 PM

I am a manager for a large insurance carrier claims office and an easy way to remember this is the insurance covers the results of the wreck and not the cause. For example if you have a flat tire and have a wreck because of the flat tire then your inusrance will pay for the damages but not the tire. Another example let's say that you have a fire in your engine compartment due to a faulty alternator it would pay for the damage caused by the fire but the alternator would not be covered.

Hope this helps!!

CamaroSSRSL99 · 01-19-2011, 09:46 PM

Doesn't your GM warranty cover the engine? Just asking

RAYSRT8 · 01-19-2011, 09:49 PM

Depends on what's it's from. Lack of maintenance then no but if it locked up for internal failure then yes.

oldfriend · 01-19-2011, 09:51 PM

AND that's why i never read the fine print ,never , it does not pay for !

turtlezx · 01-20-2011, 02:11 AM

ok thanks for the info from the agents very informative just wonder the what ifs of this case

01-19-2011, 09:34 PM	#16
RAYSRT8 Drives: 2011 Challenger SRT8 6.4L 392 Hemi Join Date: Jul 2010 Location: Smyrna, TN Posts: 778 View My Garage	I am a manager for a large insurance carrier claims office and an easy way to remember this is the insurance covers the results of the wreck and not the cause. For example if you have a flat tire and have a wreck because of the flat tire then your inusrance will pay for the damages but not the tire. Another example let's say that you have a fire in your engine compartment due to a faulty alternator it would pay for the damage caused by the fire but the alternator would not be covered. Hope this helps!! __________________ 2011 Stock 6.4L 392 Hemi Challenger Flowmaster American Thunder Series Cat Back Camaro parts for sale: http://www.camaro5.com/forums/showthread.php?t=152474

01-19-2011, 09:46 PM	#17
CamaroSSRSL99 Heartbeat of America Drives: 2010 Camaro 2SSRS, 1967 Camaro Join Date: Jul 2010 Location: Wyoming Posts: 264	Doesn't your GM warranty cover the engine? Just asking __________________

01-19-2011, 09:49 PM	#18
RAYSRT8 Drives: 2011 Challenger SRT8 6.4L 392 Hemi Join Date: Jul 2010 Location: Smyrna, TN Posts: 778 View My Garage	Depends on what's it's from. Lack of maintenance then no but if it locked up for internal failure then yes. __________________ 2011 Stock 6.4L 392 Hemi Challenger Flowmaster American Thunder Series Cat Back Camaro parts for sale: http://www.camaro5.com/forums/showthread.php?t=152474

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01-19-2011, 09:27 PM	#15
DarrenJ Drives: '67 Camaro ZZ4 & 2010 IOM 2SS Join Date: Oct 2008 Location: Real World USA Posts: 582 View My Garage	No on engine, yes on body damage from said accident, but your collision deductible would apply.

01-19-2011, 09:51 PM	#19
oldfriend Drives: Fiat 500 E Join Date: Dec 2009 Location: 32.7607/N. 16.95947/W Posts: 7,816 View My Garage	AND that's why i never read the fine print ,never , it does not pay for !

01-20-2011, 02:11 AM	#20
turtlezx Drives: 2010 1lt yellow Join Date: Jan 2010 Location: new york Posts: 40	ok thanks for the info from the agents very informative just wonder the what ifs of this case